St. Charles County property record for 41 Eagle Cove Ln, Saint Charles, MO 63303
| Property Type | Row House |
|---|---|
| Details | 2 bd · 3 ba · 1,536 sqft · built 2002 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Trust Name on File |
| Last Sale | $212,000 (Jun 2012) |
| Tax Bill | $3,041 (2022) |
| Deeds & Mortgages | Oct 2020 Transfer Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | T030900004 |
| Primary APN | T030900004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Spanish |
| Exterior Material | Brick Veneer |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Account Number | T030900004 |
|---|---|
| Old Parcel Number | T030900004 |
| Street Address | 41 EAGLE COVE LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3738 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | CARROLLTON MANOR #1 RESUB 19 26-27 31-36 LOT 19B |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | CARROLLTON MANOR #1 RESUB LOTS 19 26-27 |
| Legal Lot Number | 19B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 310901 |
41 Eagle Cove Ln, a row house, is owner-occupied and held in a trust since October 2020.
Source: St. Charles County records, as of October 19, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 41 EAGLE COVE LN, SAINT CHARLES, MO 63303-3738 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 9, 2017 | Loan Modification, Mortgage · Line of Credit UMB BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on File |
| Deed Sale | Jun 26, 2012 · Amount on File |
| Prior Sale | Jun 26, 2012 · Amount on File |
| Deed Document Number | 0058030370 |
| Deed Book / Page | 005803 / 000370 |
| Last Transfer Date | Oct 13, 2020 |
| Transfer Doc | 0000077064 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 13, 2020 |
| Property Address | 41 EAGLE COVE LN, SAINT CHARLES, MO 63303-3738 |
| Document Number | 0000077064 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 77064 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 41 EAGLE COVE LN ST CHARLES MO 633033738, ST CHARLES, MO 63303-3738 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 41 EAGLE COVE LN, SAINT CHARLES, MO 63303-3738 |
| Document Number | 0068420230 |
| Book / Page | 006842 / 000230 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 41 EAGLE COVE LN ST CHARLES MO 633033738, ST CHARLES, MO 63303-3738 |
| Document Number | 0068420230 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 006842/000230 |
| Instrument | 725230 |
| Name | UMB BK |
|---|---|
| Type | Bank |
| Address | CLAYTON, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $54,961 (+15.26%) | ||
| 2022 | $3,041.00 | $47,686 | $289,271 (+15.26%) Building $289,271 |
| 2021 | $250,981 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41 Eagle Cove Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Eagle Cove Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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