Buchanan County property record for 41 E Valley St, Saint Joseph, MO 64504 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,278 sqft · built 1914 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Sep 2018) |
| Tax Bill | $821 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Mortgage |
| APN | 06-9.0-32-003-002-033.000 |
| Primary APN | 06-9.0-32-003-002-033.000 |
|---|
| Building Area | 1,278 sqft Base Area |
|---|---|
| 1st Floor Area | 1,278 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 57.5 ft wide |
| Street Address | 41 E VALLEY ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:SELLER'S LOT:44 BLK:1LGL DESC:E 17 1/2' LOT 43 ALL LOT 44 W 15' LOT 45 |
| Legal Subdivision | SELLERS |
| Legal Block | 1 |
| Legal Lot Number | 43-45 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 2300 |
Source: Buchanan County records · APN 06-9.0-32-003-002-033.000
Assessment roll updated November 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5330 SAWYER ST, SAINT JOSEPH, MO 64504-1269 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2018 · Amount on Record |
| Deed Sale | Sep 07, 2018 · Amount on Record |
| Deed Document Number | 20188273 |
| Deed Book / Page | 3704 / 676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 01, 2026 |
| Property Address | 41 E VALLEY ST, SAINT JOSEPH, MO 64504-2128 |
| Document Number | 0000005342 |
| Book / Page | 3820 / 99 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20265342 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 41 E VALLEY ST, SAINT JOSEPH, MO 64504-2128 |
| Document Number | 0000005342, |
|---|---|
| Date | Jul 01, 2026 |
| Book Page | 3820/99 |
| Instrument | 20265342 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 07, 2018 |
| Property Address | 41 E VALLEY ST, SAINT JOSEPH, MO 64504-2128 |
| Document Number | 003704/676 |
| Book / Page | 3704 / 676 |
| Instrument Date | Sep 06, 2018 |
| Instrument | 2018008273 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6429 SWITZER LN, SHAWNEE, KS 66203-3557 |
| Name | Verified Name |
|---|---|
| Address | 5330 SAWYER ST, SAINT JOSEPH, MO 64504-1269 |
| Document Number | 003704/678 |
|---|---|
| Date | Sep 07, 2018 |
| Book Page | 3704/678 |
| Instrument | 2018008274 |
| Name | SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $821.00 (+0.12%) | $11,390 (+5.46%) Land $2,720 Building $8,670 | $59,960 (+5.51%) Land $14,330 Building $45,630 |
| 2024 | $820.00 (+15.01%) | ||
| 2023 | $713.00 (-0.7%) | $10,800 (-) Land $2,720 Building $8,080 | $56,830 (-) Land $14,330 Building $42,500 |
| 2022 | $718.00 | $10,800 Land $2,720 Building $8,080 | |
| 2021 | $56,830 Land $14,330 Building $42,500 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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