41 E Locust St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 41 E Locust St, Central Islip, NY 11722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$360,525 (Apr 2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`472889 122.-2-95`

Property Details

APN / Parcel Number

Primary APN	`472889 122.-2-95`
Alternative APNs	`0500-122.00-02.00-095.000` `288912200000020950000000` `472800268510` `347050`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Account Number	347050
Street Address	41 E LOCUST ST
City	CENTRAL ISLIP
State	NY
Zip	11722-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	X2225604Y205677 T025H00000000
Legal Block	2000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1018
Census Tract	146403

Owner

Source: Suffolk County and Islip Town records · APN 472889 122.-2-95

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 E LOCUST ST, CENTRAL ISLIP, NY 11722-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2023	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2023 · Amount on Record
Deed Sale	Apr 03, 2023 · Amount on Record
Deed Book / Page	13195 / 825
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 03, 2023
Property Address	41 E LOCUST ST, CENTRAL ISLIP, NY 11722-3124
Document Number	0131950825
Book / Page	13195 / 825
Instrument Date	Nov 22, 2022
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 E LOCUST ST, CENTRAL ISLIP, NY 11722-3124

Mortgage

Document Number	0023496946
Date	Apr 03, 2023
Instrument	23496/946

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	41 E LOCUST ST, CENTRAL ISLIP, NY 11722-3124
Document Number	0228720793
Book / Page	022872 / 000793
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 E LOCUST ST CENTRAL ISLIP NY 117223124, CENTRAL ISLIP, NY 11722-3124

Mortgage

Document Number	0228720793
Date	Nov 13, 2017
Book Page	022872/000793

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Central Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,300 (-) Land $6,600 Building $23,700
2024			$426,761 (+2.54%) Land $92,958 Building $333,803
2023		$30,300 (-) Land $6,600 Building $23,700	$416,208 (+13.74%) Land $90,659 Building $325,549
2022	Homeowner's exemption	$30,300 Land $6,600 Building $23,700	$365,942 Land $79,710 Building $286,232

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 612 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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