Gloucester County and Clayton Borough property record for 41 E Academy St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 1,787 sqft · built 1880 |
| Lot Size | 0.303 acres (13,177 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Jun 2019) |
| Tax Bill | $6,232 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01405-0000-00036 |
| Primary APN | 01-01405-0000-00036 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,787 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 13,177 sqft (0.303 acres) |
| Lot Dimensions | 183 ft deep x 72 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0100041A00022 |
|---|---|
| Street Address | 41 E ACADEMY ST |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1405 |
| Legal Lot Number | 36 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 501501 |
41 E Academy St is owned and occupied by an individual who bought it in June 2019.
Source: Gloucester County and Clayton Borough records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 E ACADEMY ST, CLAYTON, NJ 08312-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 21, 2019 | Grant Deed, Transfer · FHA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Prior Sale | Dec 28, 2016 · Amount on File |
| Deed Document Number | 201922468 |
| Deed Book / Page | 6109 / 48 |
| Prior Transfer Date | Jan 8, 2013 |
| Prior Transfer Doc | 0000004617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 41 E ACADEMY ST, CLAYTON, NJ 08312-1501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000065695 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 17347/29 |
| Instrument | 65695 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jun 21, 2019 |
| Property Address | 41 E ACADEMY ST, CLAYTON, NJ 08312-1501 |
| Document Number | 0000022468 |
| Book / Page | 006109 / 000048 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 22468 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 E ACADEMY ST CLAYTON NJ 083121501, CLAYTON, NJ 08312-1501 |
| Document Number | 22469 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 015824/000336 |
| Instrument | 22469 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2049 |
The 2025 property tax bill for 41 E Academy St was $6,232, up 3.8% from the year before.
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,500 (+34.58%) Land $64,300 Building $262,200 | $326,500 (+34.58%) Land $64,300 Building $262,200 | |
| 2025 | $6,232.00 (+3.8%) | $242,600 Land $64,300 Building $178,300 | $242,600 Land $64,300 Building $178,300 |
| 2024 | $6,004.00 | ||
| 2023 | $155,700 Land $28,000 Building $127,700 | $155,700 Land $28,000 Building $127,700 | |
| 2022 | $6,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 E Academy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 41 E Academy St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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