Oswego County and Oswego City property record for 41 E 10th St, Oswego, NY 13126
| Property Type | Residential |
|---|---|
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $28 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.24-05-13 |
| Primary APN | 351200 128.24-05-13 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,300 sqft (0.075 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Shed | 1 Shed |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 41 E 10TH ST |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | TN2 |
| Legal Block | 5 |
| Legal Lot Number | 13.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 E 10TH ST, OSWEGO, NY 13126-1204 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 41 E 10TH ST, OSWEGO, NY 13126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000006266 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | R-2023-006266 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28.00 | ||
| 2025 | $28.00 | $1,500 (-) Land $1,400 Building $100 | $1,500 (-16.99%) Land $1,400 Building $100 |
| 2023 | $1,500 Land $1,500 | $1,807 Land $1,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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