41 Derby St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 41 Derby St, Somerville, MA 02145

Property Summary

Property TypeCondominium
Details1 bd · 1.5 ba · 1,784 sqft · built 1915
Lot Size0.187 acres (8,147 sqft)
OwnerIndividual Name on File
Last Sale$479,000 (Dec 2023)
Tax Bill$6,368 (2025)
Deeds & MortgagesApr 2025 Mortgage
Feb 2023 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APN69-H-27 SUB LOT:1

Property Details

APN / Parcel Number

Primary APN69-H-27 SUB LOT:1
Alternative APNs
  • SOME M:69 B:H L:27 U:1
  • 20090690

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,784 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleCondo/Apartment
Lot Area8,147 sqft (0.187 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number20090690
Street Address41 DERBY ST
CitySOMERVILLE
StateMA
Zip02145-1935
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNR
Legal Subdivision41 DERBY STREET CONDO
Legal BlockH
Legal Lot Number27
JurisdictionSOMERVILLE MA
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1010
Census Tract350109

Owner

41 Derby St, a condominium, is owned by an individual who bought it in December 2023.

Source: Middlesex County and Somerville City records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address6943 ETHENS GLEN DR, AVON, IN 46123-6554
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE BANK
Feb 14, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
QS LENDING T
Feb 8, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
GCCG LENDING LLC
Dec 19, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
OCG CAPITAL LLC
Feb 15, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2023 · Amount on File
Deed SaleDec 19, 2023 · Amount on File
Prior SaleFeb 17, 2017
Deed Book / Page82326 / 280
Prior Transfer DateDec 15, 2023
Prior Transfer Doc082326-280
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERVILLE MA
Property Address41 DERBY ST, SOMERVILLE, MA 02145-1935
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083962-389
DateApr 14, 2025
Book Page83962/389
Instrument38164
Lender
NameAMERICAN HERITAGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERVILLE MA
Property Address41 DERBY ST, SOMERVILLE, MA 02145-1935
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081250-91
DateFeb 14, 2023
Book Page81250/91
Instrument15914
Lender
NameQS LENDING T
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERVILLE MA
Property Address41 DERBY ST, SOMERVILLE, MA 02145-1935
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082468-397
DateFeb 8, 2024
Book Page82468/397
Instrument13374
Lender
NameGCCG LENDING LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERVILLE MA
Recording DateDec 19, 2023
Property Address41 DERBY ST, SOMERVILLE, MA 02145-1935
Document Number082326-280
Book / Page82326 / 280
Instrument DateDec 15, 2023
Instrument144805
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6943 ETHENS GLEN DR, AVON, IN 46123-6554

Mortgage

Document Number0000144806
DateDec 19, 2023
Instrument144806
Lender
NameOCG CAPITAL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERVILLE MA
Recording DateFeb 15, 2023
Property Address41 DERBY ST, SOMERVILLE, MA 02145-1935
Document Number081251-269
Book / Page81251 / 269
Instrument DateFeb 10, 2023
Instrument16067
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 HUBBARD ST APT 1L, 1L, MALDEN, MA 02148-5430

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERVILLE MA
Recording DateFeb 17, 2017
Property Address41 DERBY ST, SOMERVILLE, MA 02145-1935
Document Number68910-313
Book / Page068910 / 000313
Instrument DateFeb 14, 2017
Instrument26334
Transaction TypeTransfer
Record UpdatedMar 7, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address41 DERBY ST #41 SOMERVILLE MA 021451935, 41, SOMERVILLE, MA 02145-1935

Tax Assessment & Valuation

The 2025 property tax bill for 41 Derby St was $6,368, up 41.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalitySomerville City
Unified School DistrictSomerville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,368.00 (+41.45%)$583,700 (+36.41%) Building $583,700$510,245 (+3.27%)
2024$4,502.00 (+3.07%)$427,900 (+1.3%) Building $427,900$494,095
2023$4,368.00$422,400 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Derby St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Derby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERVILLE WATER DEPT. (MWRA)
serves 81,045 people · EPA ID MA3274000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Netafy
Fixed Wireless
641 / 143
AT&T
Fixed Wireless
100 / 20

May also be available: Starry, T-Mobile, Verizon.

Nearby Properties on Derby St

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