41 Defiance Ave, Bristol, RI 02809 Property Records

Bristol Town property record for 41 Defiance Ave, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,554 sqft · built 2001
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Nov 2020)
Tax Bill	$11,442 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`50-0073-02`

Property Details

APN / Parcel Number

Primary APN	`50-0073-02`
Alternative APNs	`BRIS M:70 L:118` `4517`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,554 sqft Living Area
Gross Area	6,457 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,202 sqft (0.349 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	50-0073-02
Street Address	41 DEFIANCE AVE
City	BRISTOL
State	RI
Zip	02809-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	118
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2025
Census Tract	30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 DEFIANCE AVE, BRISTOL, RI 02809-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PEOPLES CU
Sep 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES CU
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES CU
Nov 9, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	20207910
Deed Book / Page	2069 / 342
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	41 DEFIANCE AVE, BRISTOL, RI 02809-1338
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205-47
Date	Mar 22, 2023
Book Page	2205/47
Instrument	4357

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	41 DEFIANCE AVE, BRISTOL, RI 02809-1338
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1999-279
Date	Sep 27, 2019
Book Page	1999/279

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	41 DEFIANCE AVE, BRISTOL, RI 02809-1338
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2086-302
Date	Jan 28, 2021
Book Page	2086/302
Instrument	9194

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	41 DEFIANCE AVE, BRISTOL, RI 02809-1338
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2086-308
Date	Jan 28, 2021
Book Page	2086/308
Instrument	9195

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Nov 9, 2020
Property Address	41 DEFIANCE AVE, BRISTOL, RI 02809-1338
Document Number	2069-342
Book / Page	2069 / 342
Instrument Date	Nov 6, 2020
Instrument	7910
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	7911
Date	Nov 9, 2020
Instrument	7911

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,442.00 (+8.32%)
2025	$10,563.00 (+3.45%)	$764,300 (-) Land $203,500 Building $560,800
2023	$10,211.00 (+2.77%)	$764,300 (-) Land $203,500 Building $560,800
2022	$9,936.00	$764,300 Land $203,500 Building $560,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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