41 Decker Ave, Elizabeth, NJ 07208 Property Records

Union County and Elizabeth City property record for 41 Decker Ave, Elizabeth, NJ 07208

Property Summary

Property Type	Single Family Home
Details	1,734 sqft · built 1938
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Aug 2004)
Tax Bill	$8,907 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04 00013-0000-00274`

Property Details

APN / Parcel Number

Primary APN	`04 00013-0000-00274`
Alternative APNs	`04-00094-0000-00003` `040001300274`

Interior

Building Area	1,734 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Duplex Single
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0400013000000274
Street Address	PT 39-41 DECKER AVENUE
City	ELIZABETH
State	NJ
Zip	07208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF ELIZABETH CITY TERRACE
Legal Block	94
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1001
Census Tract	31801

Owner

41 Decker Ave is owned by an individual who acquired it in April 2021.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	41 DECKER AVE, ELIZABETH, NJ 07208-1702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ACC MORTGAGE INC
May 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2004 · Amount on File
Deed Sale	Aug 13, 2004 · Amount on File
Prior Sale	Jan 5, 2004 · Amount on File
Deed Book / Page	5447 / 395
Last Transfer Date	Apr 26, 2021
Transfer Doc	0064112841
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jul 25, 2022
Property Address	41 DECKER AVE, ELIZABETH, NJ 07208-1702
Document Number	0064742304
Book / Page	6474 / 2304
Instrument Date	May 6, 2022
Instrument	20588
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	NU WORLD TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 DECKER AVE, ELIZABETH, NJ 07208-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 DECKER AVE, ELIZABETH, NJ 07208-1702

Mortgage

Document Number	0000040768
Date	Jul 25, 2022
Instrument	40768

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	May 6, 2021
Property Address	41 DECKER AVE, ELIZABETH, NJ 07208-1702
Document Number	0064112841
Book / Page	6411 / 2841
Instrument Date	Apr 26, 2021
Instrument	4394
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 DECKER AVE, ELIZABETH, NJ 07208-1702

Tax Assessment & Valuation

The 2025 property tax bill for 41 Decker Ave was $8,907, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,600 (-) Land $190,000 Building $251,600	$441,600 (-) Land $190,000 Building $251,600
2025	$8,907.00 (+4.84%)	$441,600 Land $190,000 Building $251,600	$441,600 Land $190,000 Building $251,600
2024	$8,496.00
2023		$39,000 Land $11,000 Building $28,000	$39,000 Land $11,000 Building $28,000
2022	$11,925.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Decker Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1986)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Decker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile, Verizon.

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