41 Cypress Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 41 Cypress Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 1976
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$1,125,000 (Nov 2024)
Tax Bill	$9,419 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`OSAY M:003 B:375 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:003 B:375 L`
Alternative APN	`58100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,436 sqft
Basement Area	1,024 sqft
Unfinished Basement	361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	58100
Street Address	41 CYPRESS RD
City	OLD SAYBROOK
State	CT
Zip	06475-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	375
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3006
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 CYPRESS RD, OLD SAYBROOK, CT 06475-2836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Jul 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Jul 1, 2024 · Amount on Record
Deed Book / Page	695 / 214
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 20, 2024
Property Address	41 CYPRESS RD, OLD SAYBROOK, CT 06475-2836
Document Number	000695-214
Book / Page	695 / 214
Instrument Date	Nov 18, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000695217
Date	Nov 20, 2024
Instrument	695/217

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 1, 2024
Property Address	41 CYPRESS RD, OLD SAYBROOK, CT 06475-2836
Document Number	000691-990
Book / Page	691 / 990
Instrument Date	Jun 28, 2024
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000691993
Date	Jul 1, 2024
Instrument	691/993

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,419.00	$607,700 (+62.79%) Land $288,400 Building $319,300	$425,390 Land $201,880 Building $223,510
2024	$9,419.00 (+23.38%)
2023	$7,634.00 (+1.84%)	$373,300 (-) Land $188,800 Building $184,500
2022	$7,496.00	$373,300 Land $188,800 Building $184,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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