41 Cypress Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 41 Cypress Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,280 sqft · built 2005
Lot Size	0.143 acres (6,247 sqft)
Owner	Company Name on File
Last Sale	$785,000 (Oct 2021)
Tax Bill	$17,137 (2025)
Deeds & Mortgages	Apr 2022 Sale Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-757-5267-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-5267-5`
Alternative APNs	`30-27-16-48546-000-0410` `271630485460000410` `162730485460000410` `R322114`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,280 sqft Living Area
Gross Area	4,215 sqft
1st Floor Area	1,572 sqft
Upper Floors Area	1,708 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,247 sqft (0.143 acres)
Lot Dimensions	92 ft deep x 67 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	316 sqft
Deck Area	120 sqft
Patio Area	100 sqft
Loading Dock	350 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat House	144 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R322114
Street Address	41 CYPRESS DR
City	PALM HARBOR
State	FL
Zip	34684-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE SHORE ESTATES 3RD ADD LOT 41
Legal Range	16E
Legal Township	27S
Legal Section	30
Legal Subdivision	LAKE SHORE ESTATES 3RD ADD
Legal Tract	48546
Legal Lot Number	41
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	27204

Owner

41 Cypress Dr is owned by a company that bought it in October 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	3125 MEGAN CIR, BERTHOUD, CO 80513-9386
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Jul 26, 2001 · Amount on File
Deed Document Number	2021343930
Deed Book / Page	21770 / 1701
Record Updated	Oct 29, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 26, 2022
Property Address	41 CYPRESS DR, PALM HARBOR, FL 34684-1210
Document Number	0220360402
Book / Page	22036 / 402
Map Reference	MB 46 PG 15
Instrument Date	Apr 6, 2022
Instrument	2022132157
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6525 GUNPARK DR STE 360, 6525, BOULDER, CO 80301-3346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 MEGAN CIR, BERTHOUD, CO 80513-9386

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 20, 2021
Property Address	41 CYPRESS DR, PALM HARBOR, FL 34684-1210
Document Number	0217701701
Book / Page	21770 / 1701
Map Reference	MB 46 PG 15
Instrument Date	Oct 19, 2021
Instrument	2021343930
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	ELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 CYPRESS DR, 41, PALM HARBOR, FL 34684-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 GUNPARK DR STE 360, 360, BOULDER, CO 80301-3346

Mortgage

Document Number	217701703
Date	Oct 20, 2021
Instrument	21770/1703

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	41 CYPRESS DR, PALM HARBOR, FL 34684-1210
Document Number	0199601445
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 CYPRESS DR PALM HARBOR FL 346841210, PALM HARBOR, FL 34684-1210

Mortgage

Document Number	0199601445
Date	Mar 2, 2018
Book Page	019960/001445
Instrument	65082

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 41 Cypress Dr was $17,137, up 11.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,137.00 (+11.18%)	$940,333 Land $151,333 Building $789,000	$940,333 Land $151,333 Building $789,000
2024	$15,414.00 (+8.42%)
2023	$14,217.00 (+12.16%)	$782,726 (+12.96%)	$782,726 (+12.96%) Land $184,335 Building $598,391
2022	$12,676.00	$692,920	$692,920 Land $191,217 Building $501,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Cypress Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	207 units insured incl. 24 condo units
Nearby Flood Claims	10 (2012–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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