Monroe County property record for 41 Cypress Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,235 sqft · built 1992 |
| Lot Size | 0.157 acres (6,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $918,750 (Nov 2019) |
| Tax Bill | $11,447 (2024) |
| Deeds & Mortgages | Feb 2025 Sale Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00138920-000000 |
| Primary APN | 00138920-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,235 sqft Living Area |
| 1st Floor Area | 2,235 sqft |
| Attic | Attic |
| Attic Area | 1,184 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,825 sqft (0.157 acres) |
| Lot Dimensions | 105 ft deep x 65 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 345 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 634 sqft |
| Deck Area | 66 sqft |
| Patio Area | 416 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1173096 |
|---|---|
| Street Address | 41 CYPRESS AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 16 KEY HAVEN-EIGHTH ADDITION RACCOON KEY PB5-61 OR291-272/80 OR321-1/8 OR642-806/807 OR643-42 OR800-1822 OR807-83 OR833-1936 OR868-1435 OR922-1112 OR1596-1035/AFF OR1797-1898/99C OR1802-397C OR1919-1283C OR1919-1284QC OR2228-770/71C OR2228-77 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 8TH ADD |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
41 Cypress Ave is owned and occupied by an individual who bought it in November 2019.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 CYPRESS AVE, KEY WEST, FL 33040-6236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2025 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 22, 2019 | Grant Deed, Transfer · Conventional Mortgage FIRST ST BK/FL KEYS |
| Jul 24, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Aug 19, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Prior Sale | Aug 19, 2019 · Amount on File |
| Deed Document Number | 20192245824 |
| Deed Book / Page | 2995 / 2230 |
| Prior Transfer Date | Jan 5, 2006 |
| Prior Transfer Doc | 0022280770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 27, 2025 |
| Property Address | 41 CYPRESS AVE, KEY WEST, FL 33040-6236 |
| Document Number | 0033131820 |
| Book / Page | 3313 / 1820 |
| Map Reference | MB 4 PG 115 |
| Instrument Date | Feb 27, 2025 |
| Instrument | 2491450 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 ALLAMANDA TER, KEY WEST, FL 33040-6203 |
| Name | Verified Name |
|---|---|
| Address | 41 CYPRESS AVE, KEY WEST, FL 33040-6236 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 22, 2019 |
| Property Address | 41 CYPRESS AVE, KEY WEST, FL 33040-6236 |
| Document Number | 0029952230 |
| Book / Page | 002995 / 002230 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 2245824 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | TITLE 365 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,431.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4 ALLAMANDA TER KEY WEST FL 330406203, KEY WEST, FL 33040-6203 |
| Document Number | 29952233 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 002995/002233 |
| Instrument | 2245825 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 24, 2019 |
| Property Address | 41 CYPRESS AVE, KEY WEST, FL 33040-6236 |
| Document Number | 0029761736 |
| Book / Page | 002976 / 001736 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 2230045 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,657.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 CYPRESS AVE KEY WEST FL 330406236, KEY WEST, FL 33040-6236 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 19, 2019 |
| Property Address | 41 CYPRESS AVE, KEY WEST, FL 33040-6236 |
| Document Number | 0029801077 |
| Book / Page | 002980 / 001077 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 2233043 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,657.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 619080 DALLAS TX 752619080, DALLAS, TX 75261-9080 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,575,993 Land $1,024,774 Building $551,219 | $1,575,993 Land $1,024,774 Building $551,219 | |
| 2024 | $11,447.00 (+11.05%) | ||
| 2023 | $10,308.00 (+12.52%) | $1,418,234 (+18.92%) Land $877,866 Building $540,368 | $1,418,234 (+18.92%) Land $877,866 Building $540,368 |
| 2022 | $9,161.00 | $1,192,546 Land $644,963 Building $547,583 | $1,192,546 Land $644,963 Building $547,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Cypress Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Cypress Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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