41 Cullowhee Hts, Cullowhee, NC 28723 Property Records

Jackson County property record for 41 Cullowhee Hts, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,154 sqft · built 1958
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`7559-22-8667`

Property Details

APN / Parcel Number

Primary APN	`7559-22-8667`
Alternative APN	`86323`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,154 sqft Heated Area
1st Floor Area	1,577 sqft
Basement Area	1,577 sqft
Finished Basement	1,577 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	41 CULLOWHEE HTS
City	CULLOWHEE
State	NC
Zip	28723-6977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CULLOWHEE HEIGHTS
Legal Subdivision	JAMES C MANNING AND BETTY A FARMER
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	2
Census Block	2000
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 CULLOWHEE HTS, CULLOWHEE, NC 28723-6986
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 2, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2020
Transfer Doc	0022770697
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Sep 21, 2020
Property Address	41 CULLOWHEE HTS, CULLOWHEE, NC 28723-6977
Document Number	0022770693
Book / Page	2277 / 693
Map Reference	CAB 24 SL 181
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CULLOWHEE HEIGHTS RD, CULLOWHEE, NC 28723-6986

Mortgage

Document Number	2277697
Date	Sep 21, 2020
Instrument	2277/697

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 2, 2019
Property Address	41 CULLOWHEE HTS, CULLOWHEE, NC 28723-6977
Document Number	0022440690
Book / Page	2244 / 690
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CULLOWHEE HTS, CULLOWHEE, NC 28723-6977

Mortgage

Document Number	0022440697
Date	Aug 2, 2019
Book Page	2244/697

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$430,332 (-) Land $72,850 Building $357,482
2025	$1,635.00 (+51.25%)	$430,332 (+51.17%) Land $72,850 Building $357,482
2023	$1,081.00	$284,670 Land $69,570 Building $215,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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