41 Cross St, #43, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 41 Cross St, #43, Topsfield, MA 01983

Property Summary

Property Type	Rural Home
Details	5 bd · 7.5 ba · 6,668 sqft · built 1900
Lot Size	134 acres (5,875,808 sqft)
Owner	2 Trust Names on File
Last Sale	$7,500,000 (Apr 2018)
Tax Bill	$59,385 (2025)
Deeds & Mortgages	Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0062 B:0002 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0062 B:0002 L`
Alternative APN	`1897`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	3 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,668 sqft Living Area
Gross Area	12,800 sqft
Basement Area	3,380 sqft
Unfinished Basement	3,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,875,808 sqft (134 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1897
Street Address	41 CROSS ST, 43
City	TOPSFIELD
State	MA
Zip	01983-2305
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ORA
Legal Subdivision	CHRISTOPHER F & BONNIE S NASH
Legal Block	2
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	4
Census Block	4006
Census Tract	214100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the River Road-Cross Street Historic District listed 2005 · 52 contributing resources · NRIS 05000465

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 Cross St, #43 is owner-occupied and held in a trust since April 2018.

Source: Essex County and Topsfield Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	41 CROSS ST, 43, TOPSFIELD, MA 01983-2305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Book / Page	36638 / 142
Transfer Doc	036638-142
Record Updated	Oct 29, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Apr 10, 2018
Property Address	41-43 CROSS ST, TOPSFIELD, MA 01983
Document Number	36638-142
Book / Page	036638 / 000142
Instrument Date	Mar 23, 2018
Instrument	1804102110
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount on Record
Tax	$34,200.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	41-43 CROSS ST TOPSFIELD MA 019832305, TOPSFIELD, MA 01983-2305

Tax Assessment & Valuation

The 2025 property tax bill for 41 Cross St, #43 was $59,385, up 2.5% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$59,385.00 (+2.5%)	$3,961,647 (+0.45%) Land $627,247 Building $3,334,400	$2,587,797
2024	$57,937.00 (+2.68%)	$3,943,945 (+6.24%) Land $609,545 Building $3,334,400
2023	$56,425.00	$3,712,192 Land $538,792 Building $3,173,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Cross St, #43 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Cross St, #43 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880