41 Cross Laurel Ct, Germantown, MD 20876 Property Records

Montgomery County property record for 41 Cross Laurel Ct, Germantown, MD 20876

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,448 sqft · built 1983
Lot Size	0.077 acres (3,368 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2024)
Tax Bill	$4,035 (2025)
Flood Zone	Zone X (minimal risk)
APN	`09-02291045`

Property Details

APN / Parcel Number

Primary APN	`09-02291045`
Alternative APN	`02291045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,448 sqft Living Area
1st Floor Area	524 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,368 sqft (0.077 acres)
Porch	Open Porch
Porch Area	44 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02291045
Street Address	41 CROSS LAUREL CT
City	GERMANTOWN
State	MD
Zip	20876-5586
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	CHADSWOOD
Legal Subdivision	CHADSWOOD
Legal Block	A
Legal Lot Number	108
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2001
Census Tract	700834

Owner

41 Cross Laurel Ct, a townhouse, is owned and occupied by an individual who bought it in October 2024.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	41 CROSS LAUREL CT, GERMANTOWN, MD 20876-5586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Apr 2, 2008 · Amount on File
Deed Book / Page	68464 / 365
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 41 Cross Laurel Ct was $4,035.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,500 (+3.8%) Land $150,000 Building $174,500	$324,500 (-) Land $150,000 Building $174,500
2025	$4,035.00	$312,633	$324,500 Land $150,000 Building $174,500
2023		$288,900 Land $150,000 Building $138,900	$288,900 Land $150,000 Building $138,900
2022	$2,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Cross Laurel Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Cross Laurel Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20