41 Cromwell Ct, Irmo, SC 29063 Property Records

Richland County property record for 41 Cromwell Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,161 sqft · built 2009
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Feb 2025)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05203-01-40`

Property Details

APN / Parcel Number

Primary APN	`05203-01-40`
Alternative APNs	`R05203-01-40` `01787695`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,161 sqft Heated Area
Gross Area	6,221 sqft
1st Floor Area	2,607 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	820 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01787695
Street Address	41 CROMWELL CT
City	IRMO
State	SC
Zip	29063-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 490 98.6X38.2X120.5X49.5X90.1X216.3 #SU ASCOT RIDGE PHASE 5 #PR RB902-3272
Legal Subdivision	ASCOT RIDGE
Legal Phase	5
Legal Lot Number	98,490
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2014
Census Tract	10308

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 CROMWELL CT, IRMO, SC 29063-9565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · VA Mortgage FIRST RELIANCE BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Nov 22, 2019	Grant Deed, Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	20257863
Deed Book / Page	2996 / 1834
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	2001/1371
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 16, 2023
Property Address	41 CROMWELL CT, IRMO, SC 29063-9565
Document Number	0028212633
Book / Page	2821 / 2633
Map Reference	MB 902 PG 3272
Instrument Date	Mar 15, 2023
Instrument	2023010505
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,716.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 CROMWELL CT, IRMO, SC 29063-9565

Mortgage

Document Number	2023010506
Date	Mar 16, 2023
Instrument	2023010506

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	41 CROMWELL CT, IRMO, SC 29063-9565
Document Number	2560/2001
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CROMWELL CT IRMO SC 290639565, IRMO, SC 29063-9565

Mortgage

Document Number	2560/2001
Date	Dec 8, 2020
Book Page	002560/002001
Instrument	68206

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 22, 2019
Property Address	41 CROMWELL CT, IRMO, SC 29063-9565
Document Number	2448/1591
Book / Page	002448 / 001591
Instrument Date	Nov 22, 2019
Instrument	87940
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,772.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 CROMWELL CT IRMO SC 290639565, IRMO, SC 29063-9565

Mortgage

Document Number	2448/1595
Date	Nov 22, 2019
Book Page	002448/001595
Instrument	87941

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,449.00 (+38.97%)	$19,160 (-97.1%)	$660,000 (-) Land $70,000 Building $590,000
2024		$660,000 (+3,344.68%) Land $70,000 Building $590,000	$660,000 (+37.79%) Land $70,000 Building $590,000
2023	$3,921.00 (-1.51%)	$19,160 (-)	$479,000 (-)
2021	$3,981.00	$19,160	$479,000 Land $60,000 Building $419,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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