41 Covered Bridge Rd, Oneonta, NY 13820 Property Records

Delaware County and Davenport Town property record for 41 Covered Bridge Rd, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,751 sqft · built 1880
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2022)
Tax Bill	$2,108 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122600 23.-1-40`

Property Details

APN / Parcel Number

Primary APN	`122600 23.-1-40`
Alternative APNs	`26000230000001040000` `05800238003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,751 sqft Living Area
1st Floor Area	1,031 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	280 ft deep x 240 ft wide

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Patio Area	115 sqft
Shed	1 Shed
Canopy	323 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	05800238003
Street Address	41 COVERED BRIDGE RD
City	ONEONTA
State	NY
Zip	13820-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLOTTE R P LOT 39
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	DELAWARE NY
Township / Civil Division	DAVENPORT
Census Block Group	2
Census Block	2039
Census Tract	970102

Owner

Source: Delaware County and Davenport Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 COVERED BRIDGE RD, ONEONTA, NY 13820-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	20228903
Deed Book / Page	1734 / 151
Prior Transfer Date	Oct 25, 2010
Prior Transfer Doc	0000001301/000000010
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Dec 9, 2022
Property Address	41 COVERED BRIDGE RD, ONEONTA, NY 13820-4211
Document Number	001734/151
Book / Page	1734 / 151
Instrument Date	Dec 9, 2022
Instrument	8903
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	297 E 8TH ST, BROOKLYN, NY 11218-4205

Mortgage

Document Number	0000008904
Date	Dec 9, 2022
Instrument	8904

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Davenport Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Davenport Town
Unified School District	Charlotte Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,108.00 (+1.98%)
2025	$2,067.00 (+123.7%)	$58,700 (+2.62%) Land $9,880 Building $48,820	$123,579 (+17.36%) Land $20,800 Building $102,779
2023		$57,200 (-) Land $9,880 Building $47,320	$105,300 (+11.55%) Land $18,188 Building $87,112
2022		$57,200 Land $9,880 Building $47,320	$94,400 Land $16,305 Building $78,095
2021	$924.00 (+4.76%)
2020	$882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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