Franklin County property record for 41 Cottage St, Lockbourne, OH 43137
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,224 sqft · built 1970 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $49,000 (Aug 2005) |
| Tax Bill | $1,893 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-001190 |
| Primary APN | 150-001190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 41 COTTAGE ST |
|---|---|
| City | LOCKBOURNE |
| State | OH |
| Zip | 43137-9210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41 COTTAGE ST 18 |
| Legal Subdivision | VILLAGE OF SHADEVILLE |
| Legal Lot Number | 18 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 9590 |
Source: Franklin County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 COTTAGE ST, LOCKBOURNE, OH 43137-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE SAVINGS BANK |
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit THE SAVINGS BANK |
| Jun 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2005 · Amount on Record |
| Deed Sale | Aug 19, 2005 · Amount on Record |
| Prior Sale | Mar 1, 1978 · Amount on Record |
| Deed Document Number | 2005169683 |
| Last Transfer Date | Sep 24, 2020 |
| Transfer Doc | 0000146648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 41 COTTAGE ST, LOCKBOURNE, OH 43137-9210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 41 COTTAGE ST, LOCKBOURNE, OH 43137-9210 |
| Document Number | 0000124793 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 202208300124793 |
| Name | THE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CIRCLEVILLE, OH 43113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 41 COTTAGE ST, LOCKBOURNE, OH 43137-9210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000037484 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 202404180037484 |
| Name | THE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 118 N COURT ST, CIRCLEVILLE, OH 43113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 28, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 41 COTTAGE ST, LOCKBOURNE, OH 43137-9210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | STEWART TITLE, STEWART TTL CO CITIZENS LAND |
| Name | Verified Name |
|---|---|
| Address | 41 COTTAGE ST, LOCKBOURNE, OH 43137-9210 |
| Document Number | 0000061341 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 202506110061341 |
| Name | THE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CIRCLEVILLE, OH 43113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Unified School District | Hamilton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,240 (-) Land $11,970 Building $39,270 | $146,400 (-) Land $34,200 Building $112,200 | |
| 2024 | $1,893.00 (-0.99%) Homeowner's exemption Senior Citizen's exemption | $51,240 (-) Land $11,970 Building $39,270 | |
| 2023 | $1,912.00 (+31.86%) Homeowner's exemption | $51,240 (+44.34%) Land $11,970 Building $39,270 | $146,400 (+44.38%) Land $34,200 Building $112,200 |
| 2022 | $1,450.00 Homeowner's exemption | $35,500 Land $5,430 Building $30,070 | |
| 2020 | $101,400 Land $15,500 Building $85,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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