41 Cottage Green Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 41 Cottage Green Pl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,626 sqft · built 2019
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$247,833 (Jun 2019)
Tax Bill$3,082 (2025)
Deeds & MortgagesMay 2023 Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone A (high risk)
APN029231-0540

Property Details

APN / Parcel Number

Primary APN029231-0540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,626 sqft Living Area
Gross Area2,046 sqft
1st Floor Area1,626 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address41 COTTAGE GREEN PL
CitySAINT AUGUSTINE
StateFL
Zip32092-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description89/29-33 COTTAGES AT GLENMOOR LOT 54 OR4746/1120
Legal Range28E
Legal Township06S
Legal Section44
Legal SubdivisionCOTTAGES AT GLENMOOR
Legal Block1
Legal Lot Number54
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jan 24, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jan 6, 2025Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
May 10, 2024Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jun 24, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Deed Document Number201944571
Deed Book / Page4746 / 1120
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131

Mortgage

Document Number0057541819
DateMay 10, 2023
Book Page5754/1819
Instrument2023035626
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term314 Months
DueJul 1, 2049

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131

Mortgage

Document Number0054750261
DateJan 24, 2022
Book Page5475/261
Instrument2022007739
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueJul 1, 2049

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131

Mortgage

Document Number0060791692
DateJan 6, 2025
Book Page6079/1692
Instrument2025000907
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131

Mortgage

Document Number0059471762
DateMay 10, 2024
Book Page5947/1762
Instrument2024036282
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term302 Months
DueJul 1, 2049

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 24, 2019
Property Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131
Document Number0047461120
Book / Page4746 / 1120
Map ReferenceMB 89 PG 29-33
Instrument DateMay 29, 2019
Instrument2019044571
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,735.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 101, 14701, JACKSONVILLE, FL 32256-3745

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 COTTAGE GREEN PL, SAINT AUGUSTINE, FL 32092-3131

Mortgage

Document Number0047461122
DateJun 24, 2019
Instrument4746/1122
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,354 (+2.7%)$327,350 (-1%) Land $90,000 Building $237,350
2025$3,082.00 (+13.39%) Homeowner's exemption$242,798 (+2.9%)$330,673 (-1.37%) Land $85,000 Building $245,673
2024$2,718.00 (+2.1%) Homeowner's exemption$235,955 (+3%)$335,252 (-2.27%) Land $90,000 Building $245,252
2023$2,662.00 (+3.22%) Homeowner's exemption$229,083 (+3%)$343,030 (+15.83%) Land $90,000 Building $253,030
2022$2,579.00 Homeowner's exemption$222,411$296,143 Land $72,800 Building $223,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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