41 Cottage Ct, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 41 Cottage Ct, Freeport, NY 11520

Property Summary

Property Type	Duplex
Details	2 ba · 1,538 sqft · built 1910
Lot Size	0.163 acres (7,119 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2019)
Tax Bill	$7,762 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-075-00-0034`

Property Details

APN / Parcel Number

Primary APN	`62-075-00-0034`
Alternative APNs	`2009-62-075-00-0034-0` `62075000034000000000` `282009 62.-75-34` `62075 00340`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	754 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Wood Shingle
Lot Area	7,119 sqft (0.163 acres)
Lot Dimensions	115 ft deep x 63 ft wide
View / Lot	Dead End
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62075 00340
Street Address	41 COTTAGE CT
City	FREEPORT
State	NY
Zip	11520-4520
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TOWN #1 SCH DIST 009
Legal Block	75
Legal Lot Number	34
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	1
Census Block	1001
Census Tract	414304

Owner

41 Cottage Ct, a duplex, is owned and occupied by two individuals who bought it in November 2019.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 COTTAGE CT, FREEPORT, NY 11520-4520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 27, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Jul 3, 2002 · Amount on File
Deed Document Number	2019105006
Deed Book / Page	13880 / 927
Prior Transfer Date	Oct 16, 2019
Prior Transfer Doc	0138800927
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	41 COTTAGE CT, FREEPORT, NY 11520-4520
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 COTTAGE CT, FREEPORT, NY 11520-4520

Mortgage

Document Number	M465420304
Date	Apr 18, 2022
Book Page	M46542/304
Instrument	2022-00045911

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	41 COTTAGE CT, FREEPORT, NY 11520-4520
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 COTTAGE CT, FREEPORT, NY 11520-4520

Mortgage

Document Number	M465420277
Date	Apr 18, 2022
Book Page	M46542/277
Instrument	2022-00045910

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 27, 2019
Property Address	41 COTTAGE CT, FREEPORT, NY 11520-4520
Document Number	0138800927
Book / Page	013880 / 000927
Instrument Date	Oct 16, 2019
Instrument	105006
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 COTTAGE CT FREEPORT NY 115204520, FREEPORT, NY 11520-4520

Mortgage

Document Number	438380214
Date	Nov 27, 2019
Book Page	043838/000214
Instrument	105005

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 41 Cottage Ct was $7,762.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347 (-3.61%) Land $149 Building $198	$347,000 (-3.61%)
2025	$7,762.00	$360 Land $155 Building $205	$360,000
2023	$7,323.00 Additional exemption filed	$351 Land $151 Building $200	$351,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Cottage Ct in Zone X, an area of minimal flood risk, though there have been 105 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	105 (1980–2024)
Claims Outside the SFHA	30 of 105
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Sep 2023 · 4 claims Hurricane Sandy, Nov 2012 · 64 claims Hurricane Irene, Aug 2011 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Cottage Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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