41 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 41 Concord St, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,120 sqft · built 1994
Lot Size	0.684 acres (29,790 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,071 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0229 B:0076 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0229 B:0076 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,120 sqft Living Area
Gross Area	7,517 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,790 sqft (0.684 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	41 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	76
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1003
Census Tract	221902

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0229 B:0076 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 CONCORD ST, GLOUCESTER, MA 01930-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 08, 2026
Property Address	41 CONCORD ST, GLOUCESTER, MA 01930-2307
Document Number	0000000470
Book / Page	43493 / 94
Instrument Date	Jul 01, 2026
Instrument	2026470
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CONCORD ST, GLOUCESTER, MA 01930-2307

Mortgage

Document Number	0000000470,
Date	Jul 08, 2026
Book Page	43493/94
Instrument	2026470

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,071.00 (+0.93%)	$1,036,100 (+1.03%) Land $222,400 Building $813,700
2024	$9,978.00 (+3.75%)	$1,025,500 (+12.93%) Land $211,800 Building $813,700	$914,660
2023	$9,617.00	$908,100 Land $189,000 Building $719,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.