41 Concord Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 41 Concord Cir, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,491 sqft · built 1984
Lot Size0.184 acres (8,002 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Sep 2008)
Tax Bill$9,713 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21-00084-18-00042

Property Details

APN / Parcel Number

Primary APN21-00084-18-00042
Alternative APNs
  • 2100084001800042
  • 21842000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,491 sqft Living Area
1st Floor Area956 sqft
Upper Floors Area679 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area8,002 sqft (0.184 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area336 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number21842000
Street Address41 CONCORD CIR
CityHOWELL
StateNJ
Zip07731-1556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal SubdivisionTANGLEWOOD SEC 02
Legal Block84.18
Legal Lot Number42
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1000
Census Tract811303

Owner

41 Concord Cir is owned and occupied by an individual who acquired it in May 2015.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address41 CONCORD CIR, HOWELL, NJ 07731-1556
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2008 · Amount on File
Deed SaleSep 3, 2008 · Amount on File
Prior SaleMay 15, 1996 · Amount on File
Deed Document Number200895258
Deed Book / Page8738 / 657
Last Transfer DateMay 16, 2015
Transfer Doc0091135143
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address41 CONCORD CIR, HOWELL, NJ 07731-1556
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 CONCORD CIRCLE, TOWNSHIP OF HOWELL, NJ

Mortgage

Document Number0095934193
DateMay 3, 2022
Book Page9593/4193
Instrument2022048627
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term355 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 41 Concord Cir was $9,713, up 9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$586,100 (+3.84%) Land $404,000 Building $182,100$586,100 (+3.84%) Land $404,000 Building $182,100
2025$9,713.00 (+9.01%)$564,400 Land $384,000 Building $180,400$564,400 Land $384,000 Building $180,400
2024$8,910.00
2023$447,000 Land $274,000 Building $173,000$447,000 Land $274,000 Building $173,000
2022$7,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Concord Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–1984)
Most Recent ClaimJun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Concord Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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