41 Collins St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 41 Collins St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,799 sqft · built 1830
Lot Size	0.103 acres (4,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Jun 2025)
Tax Bill	$7,428 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:505 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:505 S:023`
Alternative APN	`LYNN M:096 B:505 L:023`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,799 sqft Living Area
Gross Area	4,436 sqft
Basement Area	1,211 sqft
Unfinished Basement	1,211 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,504 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	41 COLLINS ST
City	LYNN
State	MA
Zip	01902-2254
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	505
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	206300

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 COLLINS ST, 43, LYNN, MA 01902-2254
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Oct 13, 2022	Quit Claim Deed, Transfer · ARM METRO CU
Jul 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 2, 2019	Quit Claim Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	20252280
Deed Book / Page	42749 / 363
Record Updated	Oct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 2, 2025
Property Address	41 COLLINS ST, LYNN, MA 01902-2254
Document Number	042749-363
Book / Page	42749 / 363
Instrument Date	Jun 2, 2025
Instrument	20250602002280
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 COLLINS ST # 43, 43, LYNN, MA 01902-2254

Mortgage

Document Number	20250602002290
Date	Jun 2, 2025
Instrument	20250602002290

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	042749-381
Date	Jun 2, 2025
Book Page	42749/381
Instrument	20250602002300

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2035

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 13, 2022
Property Address	41 COLLINS ST, LYNN, MA 01902-2254
Document Number	041242-204
Book / Page	41242 / 204
Instrument Date	Oct 7, 2022
Instrument	20221013000920
Transaction Type	Transfer
Record Updated	Aug 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 COLLINS ST # 43, 43, LYNN, MA 01902-2254

Mortgage

Document Number	0000000093
Date	Oct 13, 2022
Instrument	93

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2037
Index	Other

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 2, 2021
Property Address	41 COLLINS ST, LYNN, MA 01902-2254
Document Number	0040049-47
Book / Page	40049 / 47
Instrument Date	Jul 1, 2021
Instrument	20210702000660
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 COLLINS ST # 43, 43, LYNN, MA 01902-2254

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jan 2, 2019
Property Address	41 COLLINS ST, LYNN, MA 01902-2254
Document Number	037254-105
Book / Page	37254 / 105
Instrument Date	Jan 2, 2019
Instrument	20190102002170
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 COLLINS ST # 43, 43, LYNN, MA 01902-2254

Mortgage

Document Number	190102002180
Date	Jan 2, 2019
Instrument	190102002180

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 31, 2018
Property Address	41 COLLINS ST, LYNN, MA 01902-2254
Document Number	36985-72
Book / Page	036985 / 000072
Instrument Date	Aug 17, 2018
Instrument	1808316920
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Quitclaim Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 RAYMOND ST EVERETT MA 021492906, EVERETT, MA 02149-2906

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,428.00 (+5.68%)	$717,011 (+7.42%) Land $182,900 Building $534,111	$750,246
2024	$7,029.00 (+2.2%)	$667,500 (+8.2%) Land $173,800 Building $493,700
2023	$6,878.00	$616,900 Land $158,300 Building $458,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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