41 Colgate Rd, Newton Lower Falls, MA 02462 Property Records

Middlesex County and Newton City property record for 41 Colgate Rd, Newton Lower Falls, MA 02462

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,300 sqft · built 1945
Lot Size	0.17 acres (7,421 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,269 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42032 0053`

Property Details

APN / Parcel Number

Primary APN	`42032 0053`
Alternative APN	`NEWT S:42 B:032 L:0053`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	1,172 sqft
Basement Area	992 sqft
Unfinished Basement	446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,421 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	42032 0053
Street Address	41 COLGATE RD
City	NEWTON LOWER FALLS
State	MA
Zip	02462-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Block	32
Legal Lot Number	53
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3027
Census Tract	374800

Owner

41 Colgate Rd is owned and occupied by two individuals.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 COLGATE RD, NEWTON LOWER FALLS, MA 02462-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	41 COLGATE RD, NEWTON, MA 02462-1304
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082583-160
Date	Mar 20, 2024
Book Page	82583/160
Instrument	27308

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	41 COLGATE RD, NEWTON, MA 02462-1304
Document Number	70872-542
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70872-542
Date	Apr 13, 2018
Book Page	070872/000542
Instrument	51133

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 41 Colgate Rd was $14,269, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,269.00 (+3.82%)	$1,472,500 (+5%) Land $811,700 Building $660,800	$1,546,220 (-)
2025	$13,744.00 (+3.42%)	$1,402,400 (+3%) Land $773,000 Building $629,400	$1,546,220 (-6.34%)
2024	$13,289.00 (+5.77%)	$1,361,600 (+10.32%) Land $750,500 Building $611,100	$1,650,910
2023	$12,564.00	$1,234,200 Land $573,200 Building $661,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Colgate Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Colgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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