Rensselaer County and Brunswick Town property record for 41 Cole Ln, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,272 sqft · built 1996 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,544 (Oct 1996) |
| Tax Bill | $9,819 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| APN | 382200 112.-1-14.37 |
| Primary APN | 382200 112.-1-14.37 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 58,370 sqft (1.34 acres) |
| Lot Width | 242 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 648 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 41 COLE LN |
|---|---|
| City | TROY |
| State | NY |
| Zip | 12180-7216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1993-45 LOT 7 |
| Legal Block | 1 |
| Legal Lot Number | 14.037 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | BRUNSWICK |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 52004 |
41 Cole Ln is owned and occupied by two individuals who bought it in October 1996.
Source: Rensselaer County and Brunswick Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 COLE LN, TROY, NY 12180-7216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 1996 · Amount on File |
| Deed Sale | Oct 15, 1996 · Amount on File |
| Deed Book / Page | 43 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 41 COLE LN, TROY, NY 12180-7216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0111800200 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 11180/200 |
| Instrument | 2026-666696 |
| Name | PIONEER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 41 Cole Ln was $9,819 with exemptions applied, up 2.9% from the year before.
Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Brunswick Town |
| Unified School District | Averill Park Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,819.00 (+2.95%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $9,538.00 | $78,000 Land $9,000 Building $69,000 | $484,472 Land $55,901 Building $428,571 |
| 2023 | $78,000 Land $9,000 Building $69,000 | $405,195 Land $46,753 Building $358,442 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 41 Cole Ln; there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Cole Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK CONSOLIDATED WATER DISTRICT serves 7,050 people · EPA ID NY4110144 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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