Hampshire County and Worthington Town property record for 41 Cold St, Worthington, MA 01098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,264 sqft · built 1998 |
| Lot Size | 6.07 acres (264,671 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $28,000 (Oct 1995) |
| Tax Bill | $5,196 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| APN | WORT M:0406 B:0000 L:106.2 |
| Primary APN | WORT M:0406 B:0000 L:106.2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 264,671 sqft (6.07 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 41 COLD ST |
|---|---|
| City | WORTHINGTON |
| State | MA |
| Zip | 01098-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 106.2 |
| Jurisdiction | WORTHINGTON MA |
| Township / Civil Division | WORTHINGTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 822700 |
Source: Hampshire County and Worthington Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 65, WORTHINGTON, MA 01098-0065 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 1995 · Amount on Record |
| Deed Sale | Oct 24, 1995 · Amount on Record |
| Deed Book / Page | 4761 / 90 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORTHINGTON MA |
| Property Address | 41 COLD ST, WORTHINGTON, MA 01098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12517-136 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 12517/136 |
| Instrument | 147 |
| Name | FLORENCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Hampshire County and Worthington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Worthington Town |
| Elementary School District | Worthington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,196.00 (+4.04%) | $376,800 (+9.03%) Land $66,500 Building $310,300 | $397,670 (+6.35%) |
| 2024 | $4,994.00 (+8.71%) | $345,600 (+12.17%) Land $57,900 Building $287,700 | $373,920 |
| 2023 | $4,594.00 | $308,100 Land $57,900 Building $250,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2001–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
4G LTE only, no 5G reported
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