Worcester County property record for 41 Coastal Dr, Berlin, MD 21811
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 1,856 sqft · built 1996 |
| Lot Size | 0.219 acres (9,527 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Oct 2021) |
| Tax Bill | $3,016 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-357160 |
| Primary APN | 10-357160 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,856 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,527 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 357160 |
|---|---|
| Street Address | 41 COASTAL DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-9620 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 287 BLK P 9527 SQ FT COASTAL DRIVE MYSTIC HARBOUR SEC 3C |
| Legal Subdivision | MYSTIC HARBOUR |
| Legal Block | P |
| Legal Lot Number | 287 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 951700 |
41 Coastal Dr, a mobile home, is owned and occupied by two individuals who bought it in October 2021.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 COASTAL DR, BERLIN, MD 21811-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Sep 25, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 14, 2021 | Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Prior Sale | Jul 31, 1996 · Amount on File |
| Deed Book / Page | 8196 / 352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 41 COASTAL DR, BERLIN, MD 21811-9620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | INLAND TITLE SERVICES, MIDLAND TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0083520031 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 8352/31 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 41 COASTAL DR, BERLIN, MD 21811-9620 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0077820024 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 7782/24 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 14, 2021 |
| Property Address | 41 COASTAL DR, BERLIN, MD 21811-9620 |
| Document Number | 0081960352 |
| Book / Page | 8196 / 352 |
| Map Reference | MB 139 FO 72 |
| Instrument Date | Sep 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, MARYLAND TITLE SERVICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 COASTAL DR, 31, BERLIN, MD 21811-9619 |
| Name | Verified Name |
|---|---|
| Address | 12318 SNUG HARBOR RD, BERLIN, MD 21811-2618 |
| Document Number | 0008196359 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 8196/359 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 41 Coastal Dr was $3,016, up 6.8% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,016.00 (+6.76%) | $326,833 | $368,300 Land $95,400 Building $272,900 |
| 2025 | $2,825.00 | ||
| 2023 | $2,444.00 | $255,433 | $306,100 Land $95,400 Building $210,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Coastal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 271 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 3 condo units |
| Nearby Flood Claims | 107 (1991–2012) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Coastal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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