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41 Clyde McDonald Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 41 Clyde McDonald Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,932 sqft · built 1976
Lot Size48.3 acres (2,105,690 sqft)
OwnerIndividual Name on File
Tax Bill$2,374 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN551700008818000

Property Details

APN / Parcel Number

Primary APN551700008818000
Alternative APN
  • 51893

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,932 sqft Heated Area
Basement Area2,036 sqft
FlooringCombination, Other
Interior WallsPlywood
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,105,690 sqft (48.3 acres)
Lot Width2,192 ft Width
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area104 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number51893
Street Address41 CLYDE MCDONALD RD
CityMURPHY
StateNC
Zip28906-7539
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionGADDIS 350/187 466/71 1135/741 1135/814 1643/170
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1000
Census Tract930300

Owner

Source: Cherokee County records · APN 551700008818000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address41 CLYDE MCDONALD RD, MURPHY, NC 28906-7539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2020
Deed SaleMay 01, 2020
Deed Document Number0000350187
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address41 CLYDE MCDONALD RD, MURPHY, NC 28906-7539
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01622/0959
DateSep 06, 2019
Book Page01622/0959
Instrument04180
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 05, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,374.00$342,180 (-)$342,180 (-) Land $149,850 Building $192,330
2023$342,180$342,180 Land $149,850 Building $192,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 7 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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