41 Cloverfield Rd S, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 41 Cloverfield Rd S, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1952
Lot Size	0.205 acres (8,940 sqft)
Owner	Individual Name on Record
Tax Bill	$11,506 (2025)
Deeds & Mortgages	Sep 2026 Second Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`39-505-00-0015`

Property Details

APN / Parcel Number

Primary APN	`39-505-00-0015`
Alternative APNs	`2089-39-505-00-0015-0` `39505000015000000000` `282089 39.-505-15` `39505 00150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	1,344 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	8,940 sqft (0.205 acres)
Lot Dimensions	144 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39505 00150
Street Address	41 CLOVERFIELD RD S
City	VALLEY STREAM
State	NY
Zip	11581-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 030
Legal Block	505
Legal Lot Number	15
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2010
Census Tract	410900

Owner

Source: Nassau County and Hempstead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 CLOVERFIELD RD S, VALLEY STREAM, NY 11581-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Dec 14, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 14, 2022	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022
Deed Sale	Dec 14, 2022
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	2022116677
Deed Book / Page	14329 / 765
Prior Transfer Date	Nov 25, 2022
Prior Transfer Doc	D143290765
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Recording Date	Sep 11, 2026
Property Address	41 CLOVERFIELD RD S, VALLEY STREAM, NY 11581-2421
Document Number	0000062195
Book / Page	48643 / 427
Instrument Date	Aug 31, 2026
Instrument	202662195
Transaction Type	Mortgage
Record Updated	Oct 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CLOVERFIELD RD S, VALLEY STREAM, NY 11581-2421

Mortgage

Document Number	0000062195,
Date	Sep 11, 2026
Book Page	48643/427
Instrument	202662195

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	41 CLOVERFIELD RD S, VALLEY STREAM, NY 11581-2421
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CLOVERFIELD RD S, VALLEY STREAM, NY 11581-2421

Mortgage

Document Number	M469770001
Date	Dec 14, 2022
Book Page	M46977/1
Instrument	2022-116678

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2037

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU NY
Recording Date	Dec 14, 2022
Property Address	41 CLOVERFIELD RD S, VALLEY STREAM, NY 11581-2421
Document Number	D143290765
Book / Page	D14329 / 765
Map Reference	MAP 5016
Instrument Date	Nov 25, 2022
Instrument	2022-116677
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 CLOVERFIELD RD S, VALLEY STREAM, NY 11581-2421

Mortgage

Document Number	2022116679
Date	Dec 14, 2022
Instrument	2022-116679

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Elementary School District	Valley Stream Union Free School District 30 (PK - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554 (-) Land $264 Building $290	$554,000 (-)
2025	$11,506.00 (+3.67%) Senior Citizen's exemption Veteran's exemption	$554 (-) Land $264 Building $290	$554,000 (-)
2023	$11,099.00 Homeowner's exemption Veteran's exemption	$554 Land $264 Building $290	$554,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	202 (1978–2024)
Claims Outside the SFHA	123 of 202
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storm And Flooding, Sep 2023 · 15 claims Hurricane Sandy, Oct 2012 · 124 claims Hurricane Irene, Aug 2011 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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