41 Cliff Ave, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 41 Cliff Ave, Yonkers, NY 10705

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,410 sqft · built 1904
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2004)
Tax Bill	$1,778 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551800 1.-128-25`

Property Details

APN / Parcel Number

Primary APN	`551800 1.-128-25`
Alternative APNs	`180000100001280250000000` `100806334`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,410 sqft Total Area
1st Floor Area	2,410 sqft
Attic	Attic
Attic Area	600 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	100806334
Street Address	41 CLIFF AVE
City	YONKERS
State	NY
Zip	10705
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	M
Legal Block	128
Legal Lot Number	25.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	1
Census Block	1000
Census Tract	205

Owner

41 Cliff Ave, a duplex, is owned and occupied by an individual who acquired it in May 2007.

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	39 CLIFF AVE, YONKERS, NY 10705-2209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2004 · Amount on File
Deed Sale	Jul 7, 2004 · Amount on File
Deed Document Number	200441681854
Last Transfer Date	May 18, 2007
Transfer Doc	0472040774
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	41 CLIFF AVE, YONKERS, NY 10705
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CLIFF AVE, YONKERS, NY 10705-2209

Mortgage

Document Number	0612813192
Date	Oct 12, 2021
Instrument	612813192

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	41 CLIFF AVE, YONKERS, NY 10705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0572273869
Date	Aug 18, 2017
Instrument	572273869

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 41 Cliff Ave was $1,778 with a homeowner's exemption, down 84.1% from the year before.

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,778.00 (-84.14%) Homeowner's exemption
2025	$11,213.00	$9,825 (-) Land $2,900 Building $6,925	$571,221 (+3.49%) Land $168,605 Building $402,616
2024	Homeowner's exemption	$9,825 (-) Land $2,900 Building $6,925	$551,966 (+0.56%) Land $162,921 Building $389,045
2023		$9,825 Land $2,900 Building $6,925	$548,883 Land $162,011 Building $386,872
2020	$8,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Cliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41 Cliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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