41 Clearwater Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 41 Clearwater Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,277 sqft · built 1927
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Jun 2023)
Tax Bill	$10,188 (2025)
Deeds & Mortgages	Dec 2024 Refinance Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:003 B:053 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:003 B:053 L`
Alternative APN	`27000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,277 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	27000
Street Address	41 CLEARWATER RD
City	OLD SAYBROOK
State	CT
Zip	06475-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	53
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3044
Census Tract	670200

Owner

41 Clearwater Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 CLEARWATER RD, OLD SAYBROOK, CT 06475-2838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 9, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Deed Book / Page	684 / 767
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	41 CLEARWATER RD, OLD SAYBROOK, CT 06475-2838
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696-266
Date	Dec 26, 2024
Book Page	696/266

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

June 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 9, 2023
Property Address	41 CLEARWATER RD, OLD SAYBROOK, CT 06475-2838
Document Number	000684-767
Book / Page	684 / 767
Instrument Date	Jun 8, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000684771
Date	Jun 9, 2023
Instrument	684/771

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 41 Clearwater Rd was $10,188.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,188.00	$657,300 Land $450,200 Building $207,100	$460,110 Land $315,140 Building $144,970
2024	$10,188.00 (+13.85%)
2023	$8,949.00 (+1.84%)	$437,600 (-) Land $324,500 Building $113,100
2022	$8,787.00	$437,600 Land $324,500 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Clearwater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41 Clearwater Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clearwater Rd

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