41 Christopher Way, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 41 Christopher Way, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 1973
Lot Size	0.371 acres (16,158 sqft)
Owner	2 Trust Names on File
Last Sale	$90,000 (Dec 1991)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Nov 2021 Transfer Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HARW M:107 P:X3-21`

Property Details

APN / Parcel Number

Primary APN	`HARW M:107 P:X3-21`
Alternative APNs	`M:00107 B:X003 L:021` `11171`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,158 sqft (0.371 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11171
Street Address	41 CHRISTOPHER WAY
City	HARWICH
State	MA
Zip	02645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1017
Census Tract	11100

Owner

41 Christopher Way is held in a trust since November 2021.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1655, HARWICH, MA 02645-6655
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 1991 · Amount on File
Deed Sale	Dec 13, 1991 · Amount on File
Deed Book / Page	7793 / 60
Last Transfer Date	Nov 19, 2021
Transfer Doc	034700-147
Record Updated	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Nov 29, 2021
Property Address	41 CHRISTOPHER WAY, HARWICH, MA 02645
Document Number	034700-147
Book / Page	34700 / 147
Instrument Date	Nov 19, 2021
Instrument	77583
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHRISTOPHER WAY, HARWICH, MA 02645

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	41 CHRISTOPHER WAY, HARWICH, MA 02645
Document Number	30699-1
Book / Page	030699 / 000001
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30699-1
Date	Aug 15, 2017
Book Page	030699/000001
Instrument	41204

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 41 Christopher Way was $3,332, up 3% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+3%)	$563,800 (+5.09%) Land $207,200 Building $356,600	$520,030
2024	$3,235.00 (+3.39%)	$536,500 (+13.86%) Land $195,400 Building $341,100
2023	$3,129.00	$471,200 Land $177,700 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Christopher Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Winter Coastal Storm, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Christopher Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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