Seminole County property record for 41 Chippendale Ter, Oviedo, FL 32765
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,817 sqft · built 2007 |
| Lot Size | 0.074 acres (3,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jul 2020) |
| Tax Bill | $5,383 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-31-523-0000-0200 |
| Primary APN | 16-21-31-523-0000-0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,055 sqft |
| 1st Floor Area | 1,160 sqft |
| Upper Floors Area | 545 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 3,233 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 238 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 131 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 41 CHIPPENDALE TER |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-3708 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 20 BILTMORE TOWNHOMES PB 67 PGS 32 & 33 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 16 |
| Legal Subdivision | BILTMORE TOWNHOMES |
| Legal Tract | 523 |
| Legal Lot Number | 20 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21314 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 CHIPPENDALE TER, OVIEDO, FL 32765-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jul 23, 2020 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Jun 4, 2018 | Warranty Deed, Transfer FIRST SERVICE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Jun 4, 2018 · Amount on Record |
| Deed Document Number | 202079044 |
| Deed Book / Page | 9658 / 1843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 41 CHIPPENDALE TER, OVIEDO, FL 32765-3708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 41 CHIPPENDALE TER, OVIEDO, FL 32765-3708 |
| Document Number | 0102601810 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 10260/1810 |
| Instrument | 2022070889 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 41 CHIPPENDALE TER, OVIEDO, FL 32765-3708 |
| Document Number | 0096581843 |
| Book / Page | 9658 / 1843 |
| Map Reference | MB 67 PG 32&33 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020079044 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CHAMPION TITLE AND CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10114 LAKE SHORE DR, 10114, LANCASTER, SC 29720-8917 |
| Name | Verified Name |
|---|---|
| Address | 41 CHIPPENDALE TER, OVIEDO, FL 32765-3708 |
| Document Number | 0096581845 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 9658/1845 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 41 CHIPPENDALE TER, OVIEDO, FL 32765-3708 |
| Document Number | 0091441175 |
| Book / Page | 009144 / 001175 |
| Instrument Date | May 31, 2018 |
| Instrument | 62558 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | FIRST SERVICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,714.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 621629 OVIEDO FL 327621629, OVIEDO, FL 32762-1629 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,383.00 (+20.61%) | $318,790 (+8.58%) Land $80,000 Building $238,790 | $318,790 (+8.58%) Land $80,000 Building $238,790 |
| 2023 | $4,463.00 (+8.17%) | $293,602 (+7.07%) | $293,602 (+0.76%) Land $75,000 Building $218,602 |
| 2022 | $4,126.00 | $274,225 | $291,391 Land $75,000 Building $216,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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