41 Cheyenne Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 41 Cheyenne Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,757 sqft · built 1972
Lot Size	0.446 acres (19,440 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2019)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`556890A000`

Property Details

APN / Parcel Number

Primary APN	`556890A000`
Alternative APN	`3-0112-4047-00-0041.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,757 sqft Living Area
Gross Area	4,347 sqft
1st Floor Area	2,037 sqft
Basement Area	1,344 sqft
Finished Basement	720 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,440 sqft (0.446 acres)
Lot Dimensions	243 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	556890A000
Street Address	41 CHEYENNE DR
City	SAINT CHARLES
State	MO
Zip	63304-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WESTWARD MANOR LOT 41
Legal Subdivision	WESTWARD MANOR
Legal Lot Number	41
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2046
Census Tract	311114

Owner

Source: St. Charles County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 CHEYENNE DR, SAINT CHARLES, MO 63304-7255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 24, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 13, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Feb 1, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	201950350
Deed Book / Page	7031 / 2300
Prior Transfer Date	Sep 13, 2018
Prior Transfer Doc	0069770260
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 19, 2026
Property Address	41 CHEYENNE DR, SAINT CHARLES, MO 63304-7255
Document Number	0000039727
Instrument Date	Aug 19, 2026
Instrument	202639727
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHEYENNE DR, SAINT CHARLES, MO 63304-7255

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 CHEYENNE DR, SAINT CHARLES, MO 63304-7255
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHEYENNE DR, SAINT CHARLES, MO 63304-7255

Mortgage

Document Number	2021R070897
Date	Aug 24, 2021
Instrument	2021R-070897

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 CHEYENNE DR, SAINT CHARLES, MO 63304-7255
Document Number	0072180264
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 202 COTTLEVILLE MO 633380202, COTTLEVILLE, MO 63338-0202

Mortgage

Document Number	0072180264
Date	Jan 21, 2020
Book Page	007218/000264
Instrument	37250

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2019
Property Address	41 CHEYENNE DR, SAINT CHARLES, MO 63304-7255
Document Number	0070312300
Book / Page	007031 / 002300
Instrument Date	Jan 29, 2019
Instrument	50350
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHEYENNE DR ST CHARLES MO 633047255, ST CHARLES, MO 63304-7255

Mortgage

Document Number	70312302
Date	Feb 1, 2019
Book Page	007031/002302
Instrument	50360

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,981 (-)	$299,898 (-) Land $55,000 Building $244,898
2025	$3,385.00 (+10.55%)	$56,981 (+11.33%)	$299,898 (+11.33%) Land $55,000 Building $244,898
2024	$3,062.00
2023		$51,181
2022			$269,375 Land $55,000 Building $214,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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