41 Chestnut St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 41 Chestnut St, Johnstown, NY 12095 · Last verified July 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,118 sqft · built 1890
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$80,000 (Jun 2026)
Tax Bill$1,579 (2025)
Deeds & MortgagesJun 2026 Sale
Sep 2021 Line of Credit
APN170800 174.11-11-16

Property Details

APN / Parcel Number

Primary APN170800 174.11-11-16
Alternative APN
  • 080017401100110160000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,118 sqft Total Area
1st Floor Area1,260 sqft
2nd Floor Area660 sqft
Upper Floors Area198 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions166 ft deep x 58 ft wide
Garage TypeDetached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address41 CHESTNUT ST
CityJOHNSTOWN
StateNY
Zip12095-2724
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block11
Legal Lot Number16.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group1
Census Block1023
Census Tract971300

Owner

Source: Fulton County and Johnstown City records · APN 170800 174.11-11-16

Assessment roll updated April 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1044 MIDLINE RD, AMSTERDAM, NY 12010-6258
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer
Sep 07, 2021Deed of Trust, Mortgage · Line of Credit
NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Deed Document Number20262026-97291
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateJun 18, 2026
Property Address41 CHESTNUT ST, JOHNSTOWN, NY 12095-2724
Document Number0000097291
Instrument DateJun 10, 2026
Instrument202697291
Transaction TypeTransfer
Record UpdatedJul 15, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1044 MIDLINE RD, AMSTERDAM, NY 12010-6258

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON NY
Property Address41 CHESTNUT ST, JOHNSTOWN, NY 12095-2724
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202169576
DateSep 07, 2021
Instrument2021-69576
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fulton County and Johnstown City records · Assessment roll updated April 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,579.00$60,000 (-) Land $16,500 Building $43,500$96,774 (+20.97%) Land $26,613 Building $70,161
2023$60,000 Land $16,500 Building $43,500$80,000 Land $22,000 Building $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359713001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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