41 Chatham St, #8, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 41 Chatham St, #8, Worcester, MA 01609

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,076 sqft · built 1900
Lot Size	0.495 acres (21,564 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Feb 2017)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Dec 2021 Refinance Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-18A-P1-U8`

Property Details

APN / Parcel Number

Primary APN	`3-18A-P1-U8`
Alternative APNs	`WORC M:03 B:18A L:P1-U8` `M:03 B:18A L:P1=U8`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	9 Units
Building Area	1,076 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	21,564 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3-18A-P1-U8
Street Address	41 CHATHAM ST, 8
City	WORCESTER
State	MA
Zip	01609-2445
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	18A
Legal Lot Number	P1-U8
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3010
Census Tract	731700

Owner

41 Chatham St, #8 is owned and occupied by two individuals who bought it in February 2017.

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 CHATHAM ST, 8, WORCESTER, MA 01609-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Feb 23, 2017	Quit Claim Deed, Transfer OCWEN FIN SVC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2017 · Amount on File
Deed Sale	Feb 23, 2017 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Book / Page	56774 / 398
Transfer Doc	056774-398
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	41 CHATHAM ST # 8, 8, WORCESTER, MA 01609-2445
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0066722-17
Date	Dec 10, 2021
Book Page	66722/17
Instrument	173108

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2038

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 23, 2017
Property Address	41 CHATHAM ST # 8, 8, WORCESTER, MA 01609-2445
Document Number	56774-398
Book / Page	56774 / 398
Instrument	19337
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567750001
Date	Feb 23, 2017
Instrument	56775/0001

Lender

Name	OCWEN FIN SVC INC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41 Chatham St, #8 was $3,055.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00	$231,600 Building $231,600	$217,455 (+8.18%)
2024			$201,020
2023	$2,600.00	$181,300 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Chatham St, #8 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41 Chatham St, #8 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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