41 Chambers St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 41 Chambers St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1900
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Aug 2014)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00307-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`19-00307-0000-00032`
Alternative APNs	`190030700032` `03001850` `266`

Interior

Stories	2 Stories
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	99 ft deep x 28 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	266
Street Address	41 CHAMBERS ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TWP PHILLIPSBURG
Legal Block	307
Legal Lot Number	32
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	4
Census Block	4002
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Phillipsburg Commercial Historic District listed 2008 · 68 contributing resources · NRIS 08000973

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 Chambers St is owned and occupied by two individuals who bought it in August 2014.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 23, 2020	Deed of Trust, Construction Loan · Line of Credit PNC BK
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2014 · Amount on File
Deed Sale	Aug 21, 2014 · Amount on File
Prior Sale	Jun 5, 1997 · Amount on File
Deed Document Number	2014429670
Deed Book / Page	2567 / 75
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	41 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2355
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2355

Mortgage

Document Number	7204/124
Date	Oct 7, 2021
Book Page	7204/124
Instrument	2021-562775

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	Nov 23, 2020
Property Address	41 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2355
Document Number	0000540279
Book / Page	006976 / 000149
Instrument Date	Nov 7, 2020
Instrument	540279
Transaction Type	Construction Loan
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHAMBERS ST PHILLIPSBURG NJ 088652355, PHILLIPSBURG, NJ 08865-2355

Mortgage

Document Number	0000540279
Date	Nov 23, 2020
Book Page	006976/000149
Instrument	540279

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	41 CHAMBERS ST, PHILLIPSBURG, NJ 08865-2355
Document Number	0000539469
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHAMBERS ST PHILLIPSBURG NJ 088652355, PHILLIPSBURG, NJ 08865-2355

Mortgage

Document Number	0000539469
Date	Nov 10, 2020
Book Page	006968/000042
Instrument	539469

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 41 Chambers St was $5,488, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,400 (-) Land $23,600 Building $93,800	$117,400 (-) Land $23,600 Building $93,800
2025	$5,488.00 (+2.87%)	$117,400 Land $23,600 Building $93,800	$117,400 Land $23,600 Building $93,800
2024	$5,335.00
2023		$117,400 Land $23,600 Building $93,800	$117,400 Land $23,600 Building $93,800
2022	$4,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Chambers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Chambers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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