41 Chalet Ct, #1, Mill Spring, NC 28756 Property Records

Polk County property record for 41 Chalet Ct, #1, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2000
Lot Size	0.035 acres (1,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2020)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P55-489-1`

Property Details

APN / Parcel Number

Primary APN	`P55-489-1`
Alternative APN	`28357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,200 sqft Finished Area
Basement Area	300 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,525 sqft (0.035 acres)
Porch	Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	28357
Street Address	41 CHALET CT, 1
City	MILL SPRING
State	NC
Zip	28756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	CHALET #1, LAKE ADGER, 0B05 BLUE RIDGE OVERLOOK
Legal Subdivision	BLUE RIDGE OVERLOOK
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1001
Census Tract	920201

Owner

Source: Polk County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 232, MILL SPRING, NC 28756-0232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Dec 31, 2001
Deed Book / Page	451 / 646
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	000451/642
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 21, 2020
Property Address	1 CHALET CT, MILL SPRING, NC 28756
Document Number	000451/646
Book / Page	451 / 646
Map Reference	FILE D PG 1001
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 CARSHALTON DR, 120, LYMAN, SC 29365-9584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 804, BLACK MOUNTAIN, NC 28711-0804

Mortgage

Document Number	0000451649
Date	Aug 21, 2020
Instrument	451/649

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 21, 2020
Property Address	41 CHALET CT # 1, 1, MILL SPRING, NC 28756
Document Number	000451/646
Book / Page	451 / 646
Map Reference	FILE D PG 1001
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 CARSHALTON DR, LYMAN, SC 29365-9584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 804, BLACK MOUNTAIN, NC 28711-0804

Mortgage

Document Number	0000451649
Date	Aug 21, 2020
Instrument	451/649

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Aug 21, 2020
Property Address	41 CHALET CT # 1, 1, MILL SPRING, NC 28756
Document Number	000451/642
Book / Page	451 / 642
Instrument Date	Jul 23, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2437 BURNS ST, SPARTANBURG, SC 29302-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CARSHALTON DR, LYMAN, SC 29365-9584

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00 (+27.18%)	$382,259 (+59.35%) Land $25,000 Building $357,259	$382,259 (+59.35%) Land $25,000 Building $357,259
2023	$1,534.00	$239,893 Land $25,000 Building $214,893
2021			$239,893 Land $25,000 Building $214,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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