41 Central Ave W, Saint Michael, MN 55376 Property Records

Wright County property record for 41 Central Ave W, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1920
Lot Size	0.447 acres (19,499 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Aug 2004)
Tax Bill	$2,554 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-500-141107`

Property Details

APN / Parcel Number

Primary APN	`114-500-141107`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	672 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,499 sqft (0.447 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	252 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	41 CENTRAL AVE W
City	SAINT MICHAEL
State	MN
Zip	55376-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 UNPLATTED LAND ST MICHAEL1 LOT E OF NE NE EXC PRT DESC IN BK 212-298 F NE NE EXC PRT DESC IN BK 212
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	UNPLATTED LAND ST MICHAEL1
Legal Lot Number	E
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1000
Census Tract	100803

Owner

41 Central Ave W is owned and occupied by two individuals who acquired it in August 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 CENTRAL AVE W, SAINT MICHAEL, MN 55376-9603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Aug 31, 2020	Quit Claim Deed, Transfer TITLE SPECIALIST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2004 · Amount on File
Deed Sale	Aug 10, 2004 · Amount on File
Prior Sale	Dec 18, 2001 · Amount on File
Deed Document Number	200491068
Last Transfer Date	Aug 17, 2020
Transfer Doc	0001438519
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	41 CENTRAL AVE W, SAINT MICHAEL, MN 55376-9603
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1535455
Date	Aug 2, 2023
Instrument	A1535455

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 31, 2020
Property Address	41 CENTRAL AVE W, SAINT MICHAEL, MN 55376-9603
Document Number	0001438519
Instrument Date	Aug 17, 2020
Instrument	1438519
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	TITLE SPECIALIST

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 CENTRAL AVE W ST MICHAEL MN 553769603, ST MICHAEL, MN 55376-9603

Tax Assessment & Valuation

The 2026 property tax bill for 41 Central Ave W was $2,554.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,554.00	$244,500 (+2.99%) Land $75,000 Building $169,500	$244,500 (+2.99%) Land $75,000 Building $169,500
2025		$237,400 Land $77,000 Building $160,400	$237,400 Land $77,000 Building $160,400
2023	$2,240.00 (+16.06%)	$211,800 Land $75,600 Building $136,200	$211,800 Land $75,600 Building $136,200
2022	$1,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Central Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Central Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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