41 Central Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 41 Central Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,346 sqft · built 2016
Lot Size	0.025 acres (1,104 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Feb 2024)
Tax Bill	$14,139 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-00028-0000-00006-0000-C0006`

Property Details

APN / Parcel Number

Primary APN	`03-00028-0000-00006-0000-C0006`
Alternative APN	`00000604`

Interior

Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	1,104 sqft (0.025 acres)

Location & Zoning

Street Address	41 CENTRAL AVE
City	CALDWELL
State	NJ
Zip	07006-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	9.90% CE
Legal Subdivision	BROWNSTONES/CALDWELL CONDO INC
Legal Block	28
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1009
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	41 CENTRAL AVE, F, CALDWELL, NJ 07006-4803
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 26, 2024	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
May 11, 2021	Deed, Construction Loan · Construction Mortgage AVATAR BLANCO AUSTIN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Deed Document Number	202411053
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 CENTRAL AVE, CALDWELL, NJ 07006-4803
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GREENWOOD AVE, MADISON, NJ 07940-1731

Mortgage

Document Number	0000045667
Date	Aug 1, 2023
Instrument	2023045667

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 CENTRAL AVE, CALDWELL, NJ 07006-4803
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GREENWOOD AVE, MADISON, NJ 07940-1731

Mortgage

Document Number	0000044805
Date	Jul 27, 2023
Instrument	2023044805

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 CENTRAL AVE, CALDWELL, NJ 07006-4803
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GREENWOOD AVE, MADISON, NJ 07940-1731

Mortgage

Document Number	0000045797
Date	Aug 1, 2023
Instrument	2023045797

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2053

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 26, 2024
Property Address	41 CENTRAL AVE, CALDWELL, NJ 07006-4803
Document Number	0000011053
Instrument Date	Feb 9, 2024
Instrument	2024011053
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 GREENWOOD AVE, MADISON, NJ 07940-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CENTRAL AVE # F, F, CALDWELL, NJ 07006-4803

Mortgage

Document Number	0000011062
Date	Feb 26, 2024
Instrument	2024011062

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 11, 2021
Property Address	41 CENTRAL AVE, CALDWELL, NJ 07006-4803
Document Number	0000059504
Instrument Date	May 3, 2021
Instrument	2021059504
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, PLAZA ABSTRACT SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 GREENWOOD AVE, MADISON, NJ 07940-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CENTRAL AVE, CALDWELL, NJ 07006-4877

Mortgage

Document Number	0000059505
Date	May 11, 2021
Instrument	2021059505

Lender

Name	AVATAR BLANCO AUSTIN LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2022

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,100 (-) Land $200,000 Building $234,100	$434,100 (-) Land $200,000 Building $234,100
2025	$14,139.00 (+2.3%)	$434,100 (-) Land $200,000 Building $234,100	$434,100 (-) Land $200,000 Building $234,100
2024	$13,821.00 (+5.33%)
2023		$434,100 (-) Land $200,000 Building $234,100	$434,100 (-) Land $200,000 Building $234,100
2022	$13,122.00 (+5.03%)	$434,100 Land $200,000 Building $234,100	$434,100 Land $200,000 Building $234,100
2021	$12,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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