41 Central Ave, Buffalo, NY 14206 Property Records

Erie County and Buffalo City property record for 41 Central Ave, Buffalo, NY 14206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,493 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Tax Bill	$393 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 112.56-2-32`

Property Details

APN / Parcel Number

Primary APN	`140200 112.56-2-32`
Alternative APNs	`02001125600002032000` `09373000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,070 sqft
Upper Floors Area	423 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09373000
Street Address	41 CENTRAL AVE
City	BUFFALO
State	NY
Zip	14206-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	390. N WILLIAM
Legal Subdivision	MAP 1 OF THE BAILEY ESTATE
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4003
Census Tract	2300

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 CENTRAL AVE, BUFFALO, NY 14206-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 2, 2019
Property Address	41 CENTRAL AVE, BUFFALO, NY 14206-1332
Document Number	0113394115
Book / Page	011339 / 004115
Instrument Date	Dec 12, 2018
Transaction Type	Transfer
Record Updated	Jan 18, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	41 CENTRAL AVE LANCASTER NY 140862143, LANCASTER, NY 14086-2143

Mortgage

Document Number	138832834
Date	Jan 2, 2019
Book Page	013883/002834

Lender

Name	GARY M & KAREN A H SCHAFF
Address	33 CENTRAL AVE, LANCASTER, NY 14086-2143
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$393.00 (-60.9%) Homeowner's exemption
2025	$1,005.00 (+50.9%)	$119,000 (+190.24%) Land $16,000 Building $103,000	$119,000 (+78.5%) Land $16,000 Building $103,000
2024	$666.00 (+212.68%) Homeowner's exemption	$41,000 (-) Land $5,000 Building $36,000	$66,667 (+13.82%) Land $8,130 Building $58,537
2023	$213.00 Homeowner's exemption	$41,000 Land $5,000 Building $36,000	$58,571 Land $7,143 Building $51,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75