41 Central Ave, Allen, KY 41601 Property Records

Floyd County property record for 41 Central Ave, Allen, KY 41601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1953
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Jan 2024)
Tax Bill$1,560 (2025)
Deeds & MortgagesJan 2024 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN062-60-09-009.00

Property Details

APN / Parcel Number

Primary APN062-60-09-009.00
Alternative APN
  • 3506

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1953
Exterior MaterialMasonite
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
PorchPorch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number3506
Street Address41 CENTRAL AVE
CityALLEN
StateKY
Zip41601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT #17-BLOCK 1
Legal Block1
Legal Lot Number17
JurisdictionFLOYD KY
Township / Civil DivisionMARTIN-ALLEN
Census Block Group2
Census Block2051
Census Tract920801

Owner

Source: Floyd County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address41 CENTRAL AVE, ALLEN, KY 41601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2024 · Amount on Record
Deed SaleJan 3, 2024 · Amount on Record
Deed Document Number1188707
Deed Book / Page688 / 560
Record UpdatedJun 8, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionFLOYD KY
Recording DateJan 3, 2024
Property Address41 CENTRAL AVE, ALLEN, KY 41601
Document Number000688/560
Book / Page688 / 560
Instrument DateDec 21, 2023
Instrument1188707
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 198, ALLEN, KY 41601-0198

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 CENTRAL AVE, ALLEN, KY 41601

Mortgage

Document Number0000794498
DateJan 3, 2024
Instrument794/498
Lender
NameCITIZENS BANK OF KENTUCKY INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 1, 2044
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2029
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index1-Year CMT
Margin3
Max Rate13%

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,560.00 (+845.45%) Homeowner's exemption$130,000 (+116.67%) Land $30,000 Building $100,000$130,000 (+116.67%) Land $30,000 Building $100,000
2023$165.00$60,000$60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims17 (2009–2025)
Claims Outside the SFHA3 of 17
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 11 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 80% of Kentucky
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN WATER & SEWER DISTRICT
serves 15,110 people · EPA ID KY0360026
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Feb 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40
T-Mobile
Fixed Wireless
100 / 20

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