41 Cedar Ln, Rumford, ME 04276 Property Records

Oxford County and Rumford Town property record for 41 Cedar Ln, Rumford, ME 04276

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,188 sqft · built 1999
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$184,100 (Jun 2017)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:204 L:005=004`

Property Details

APN / Parcel Number

Primary APN	`M:204 L:005=004`
Alternative APNs	`RUMF M:204 L:005-004` `2552`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Lot Area	139,392 sqft (3.2 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2552
Street Address	41 CEDAR LN
City	RUMFORD
State	ME
Zip	04276-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	ROGER ACRES
Legal Lot Number	5-4
Jurisdiction	RUMFORD ME
Township / Civil Division	RUMFORD
Census Block Group	3
Census Block	3000
Census Tract	965600

Owner

41 Cedar Ln is owned and occupied by two individuals who bought it in June 2017.

Source: Oxford County and Rumford Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 CEDAR LN, RUMFORD, ME 04276-3833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit OXFORD FEDERAL CREDIT UNION
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 14, 2017	Warranty Deed, Transfer
Jun 15, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2017 · Amount on File
Deed Sale	Jun 15, 2017 · Amount on File
Deed Document Number	20175776
Deed Book / Page	5350 / 647
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUMFORD ME
Property Address	41 CEDAR LN, RUMFORD, ME 04276-3833
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011274
Date	Aug 9, 2022
Book Page	5708/900
Instrument	11274

Lender

Name	OXFORD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUMFORD ME
Property Address	41 CEDAR LN, RUMFORD, ME 04276-3833
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008482
Date	May 25, 2021
Book Page	5609/787
Instrument	8482

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUMFORD ME
Property Address	41 CEDAR LN, RUMFORD, ME 04276-3833
Document Number	0055190295
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 CEDAR LN RUMFORD ME 042763833, RUMFORD, ME 04276-3833

Mortgage

Document Number	0055190295
Date	May 4, 2020
Book Page	005519/000295
Instrument	5069

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUMFORD ME
Recording Date	Jun 14, 2017
Property Address	41 CEDAR LN, RUMFORD, ME 04276-3833
Document Number	0053500496
Book / Page	005350 / 000496
Instrument Date	Jun 9, 2017
Instrument	5745
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUMFORD ME
Recording Date	Jun 15, 2017
Property Address	41 CEDAR LN, RUMFORD, ME 04276-3833
Document Number	0053500647
Book / Page	005350 / 000647
Instrument Date	Jun 8, 2017
Instrument	5776
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 HOLYOKE AVE RUMFORD ME 042762260, RUMFORD, ME 04276-2260

Mortgage

Document Number	53500648
Date	Jun 15, 2017
Book Page	005350/000648
Instrument	5777

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41 Cedar Ln was $5,162, up 12.7% from the year before.

Source: Oxford County and Rumford Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Rumford Town
Unified School District	Regional School Unit 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,162.00 (+12.71%)	$275,600 (-) Land $34,200 Building $241,400
2024	$4,580.00 (+4.76%)	$275,600 (+39.83%) Land $34,200 Building $241,400
2023	$4,372.00	$197,100 (-) Land $24,400 Building $172,700
2022	$4,372.00	$197,100 Land $24,400 Building $172,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1986–2023)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 8 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures