McDowell County property record for 41 Cedar Ln, Black Mountain, NC 28711
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1963 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Apr 2010) |
| Tax Bill | $682 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0628-00-74-3388 |
| Primary APN | 0628-00-74-3388 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Gross Area | 1,064 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 89,298 sqft (2.05 acres) |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 51429 |
|---|---|
| Street Address | 41 CEDAR LN |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 2.057 AC (3 TRACTS) |
| Legal Subdivision | SANDRA L RECTOR & B W BEAHAN |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970800 |
41 Cedar Ln, a rural home, is owned by two individuals who acquired it in August 2010.
Source: McDowell County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 834, BLACK MOUNTAIN, NC 28711-0834 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2010 · Amount on File |
| Deed Sale | Apr 29, 2010 · Amount on File |
| Prior Sale | Dec 20, 2007 · Amount on File |
| Deed Document Number | 20101889 |
| Deed Book / Page | 1018 / 794 |
| Last Transfer Date | Aug 12, 2010 |
| Transfer Doc | 0010260731 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 41 Cedar Ln was $682.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $682.00 | $105,360 Land $60,000 Building $45,360 | |
| 2023 | $682.00 | $105,360 Land $60,000 Building $45,360 | $105,360 Land $60,000 Building $45,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Cedar Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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