41 Cedar Cir, Irvington, VA 22480 Property Records

Lancaster County property record for 41 Cedar Cir, Irvington, VA 22480 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,072 sqft · built 1986
Lot Size	1.56 acres (68,346 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2017)
Tax Bill	$21 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27C 1 32`

Property Details

APN / Parcel Number

Primary APN	`27C 1 32`
Alternative APN	`8175`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	3,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	68,346 sqft (1.56 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8175
Street Address	41 CEDAR CIR
City	IRVINGTON
State	VA
Zip	22480-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARTER CREEK ESTATES 1.569 AC 27C 1 31 LR17/1240
Legal Subdivision	CARTER CREEK ESTATES
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	30302

Owner

Source: Lancaster County records · APN 27C 1 32

Assessment roll updated May 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 CEDAR CIR, IRVINGTON, VA 22480-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Jul 07, 2017	Warranty Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2017 · Amount on Record
Deed Sale	Jul 07, 2017 · Amount on Record
Deed Document Number	20171240
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	41 CEDAR CIR, IRVINGTON, VA 22480-2006
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002798
Date	Dec 16, 2022
Instrument	220002798

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2038

Interest

Rate Type	Fixed Rate
Rate	6.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	41 CEDAR CIR, IRVINGTON, VA 22480-2006
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170001572
Date	Aug 24, 2017
Instrument	170001572

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 02, 2027

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 07, 2017
Property Address	41 CEDAR CIR, IRVINGTON, VA 22480-2006
Document Number	170001240
Instrument Date	Jun 22, 2017
Instrument	170001240
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CEDAR CIR, IRVINGTON, VA 22480-2006

Mortgage

Document Number	170001241
Date	Jul 07, 2017
Instrument	170001241

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 01, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Irvington Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21.00 (-75%)	$386,600 (+37.83%) Land $42,600 Building $344,000	$386,600 (+37.83%) Land $42,600 Building $344,000
2023	$84.00	$280,500 Land $42,600 Building $237,900	$280,500 Land $42,600 Building $237,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Irvington listed 2000 · 153 contributing resources · NRIS 00000895

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Cogeco Cable Holdings II	Cable	1,000 / 50	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No
Starlink	Satellite (low-earth orbit)	280 / 30	Yes

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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