41 Cave Rock Ct, Lyons, CO 80540 Property Records

Larimer County property record for 41 Cave Rock Ct, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 1985
Lot Size	21 acres (914,760 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Sep 2021)
Tax Bill	$6,213 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14133-05-001`

Property Details

APN / Parcel Number

Primary APN	`14133-05-001`
Alternative APN	`R0592005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Upper Floors Area	192 sqft
Basement Area	1,345 sqft
Finished Basement	1,344 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	914,760 sqft (21 acres)
Terrain	Other
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Patio Area	552 sqft
Balcony	Balcony
Balcony Area	552 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0592005
Old Parcel Number	1413305001
Street Address	41 CAVE ROCK CT
City	LYONS
State	CO
Zip	80540-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, X BAR SEVEN 1ST ADD
Legal Range	71
Legal Township	04
Legal Section	13
Legal Quarter	SW
Legal Subdivision	X-BAR SEVEN ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1061
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41 CAVE ROCK CT, LYONS, CO 80540-8428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit SOOPER CU
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 6, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	20210083115
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	41 CAVE ROCK CT, LYONS, CO 80540-8428
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GAVE ROCK CT, LYONS, CO 80540

Mortgage

Document Number	0000039147
Date	Sep 11, 2023
Instrument	20230039147

Lender

Name	SOOPER CU
Type	Credit Union
Address	ARVADA, CO 80003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 2, 2021
Property Address	41 CAVE ROCK CT, LYONS, CO 80540-8428
Document Number	0000083115
Instrument Date	Sep 1, 2021
Instrument	20210083115
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CAVE ROCK CT, LYONS, CO 80540

Mortgage

Document Number	0000083116
Date	Sep 2, 2021
Instrument	20210083116

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	41 CAVE ROCK CT, LYONS, CO 80540-8428
Document Number	0000037867
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	FIRST COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1943 LYONS CO 805401943, LYONS, CO 80540-1943

Mortgage

Document Number	0000037867
Date	Jun 1, 2020
Instrument	37867

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 6, 2019
Property Address	41 CAVE ROCK CT, LYONS, CO 80540-8428
Document Number	0000053422
Instrument Date	Aug 30, 2019
Instrument	53422
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 CAVE ROCK CT LYONS CO 80540, LYONS, CO 80540

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,213.00 (-6.49%)	$47,100 (-22.36%) Land $18,625 Building $28,475	$753,600 (-16.77%) Land $298,000 Building $455,600
2023	$6,644.00 (+70.05%)	$60,662 (+81.84%) Land $18,023 Building $42,639	$905,400 (+88.63%) Land $269,000 Building $636,400
2022	$3,907.00	$33,361 Land $14,943 Building $18,418	$480,000 Land $215,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200

May also be available: Rise Broadband.

Cell Coverage

No cell data coverage reported

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