Somerset County and Branchburg Township property record for 41 Cascades Ter, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 2,175 sqft · built 1990 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Mar 2012) |
| Tax Bill | $10,257 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00047-02-00014 |
| Primary APN | 05-00047-02-00014 |
|---|---|
| Alternative APN |
|
| Building Area | 2,175 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 41 CASCADES TER |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-7427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Subdivision | MOUNTAINVIEW FARM/BRANCHBURG |
| Legal Block | 47.2 |
| Legal Lot Number | 14 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRANCHBURG |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53603 |
Source: Somerset County and Branchburg Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 CASCADES TER, SOMERVILLE, NJ 08876-7427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2012 · Amount on Record |
| Deed Sale | Mar 8, 2012 · Amount on Record |
| Prior Sale | Apr 4, 2006 · Amount on Record |
| Deed Document Number | 201213135 |
| Deed Book / Page | 6499 / 2666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 41 CASCADES TER, SOMERVILLE, NJ 08876-7427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000001232 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 7415/3343 |
| Instrument | 2022001232 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 41 CASCADES TER, SOMERVILLE, NJ 08876-7427 |
| Document Number | 0000016850 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 41 CASCADES TER BRANCHBURG NJ 088767427, BRANCHBURG, NJ 08876-7427 |
| Document Number | 0000016850 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 007118/001438 |
| Instrument | 16850 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Branchburg Township |
| Unified School District | Branchburg Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,800 (+8.76%) Land $168,000 Building $484,800 | $652,800 (+8.76%) Land $168,000 Building $484,800 | |
| 2025 | $10,257.00 (+4.05%) | $600,200 (+18.88%) Land $168,000 Building $432,200 | $600,200 (+18.88%) Land $168,000 Building $432,200 |
| 2024 | $9,858.00 (+5.43%) | ||
| 2023 | $504,900 Land $168,000 Building $336,900 | $504,900 Land $168,000 Building $336,900 | |
| 2022 | $9,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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