41 Carter Dr, Hilton, NY 14468 Property Records

Monroe County and Parma Town property record for 41 Carter Dr, Hilton, NY 14468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,580 sqft · built 1993
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Jan 2020)
Tax Bill	$6,678 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`COM-0010589`

Property Details

APN / Parcel Number

Primary APN	`COM-0010589`
Alternative APNs	`40010241300007031000` `264001 024.13-7-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	780 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	199 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	420 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0010589
Street Address	41 CARTER DR
City	HILTON
State	NY
Zip	14468-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L60 T4 R1 N SEC BRAD BAY ROL MEA S10 247-100 L1002
Legal Subdivision	ROLLING MEADOWS SUBDIVISION
Legal Block	7
Legal Lot Number	31.000
Jurisdiction	MONROE NY
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1007
Census Tract	14806

Owner

41 Carter Dr is owned and occupied by an individual who bought it in January 2020.

Source: Monroe County and Parma Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	41 CARTER DR, HILTON, NY 14468-1067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PITTSFORD FCU
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PITTSFORD FCU
Jan 23, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2020 · Amount on File
Deed Sale	Jan 23, 2020 · Amount on File
Prior Sale	Jul 31, 2002 · Amount on File
Deed Document Number	2020962
Deed Book / Page	12300 / 548
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	41 CARTER DR, HILTON, NY 14468-1067
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CARTER DR, HILTON, NY 14468-1067

Mortgage

Document Number	202503344922
Date	Oct 16, 2025
Book Page	31164/479
Instrument	202503344922

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	41 CARTER DR, HILTON, NY 14468-1067
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CARTER DR, HILTON, NY 14468-1067

Mortgage

Document Number	0000000495
Date	Nov 3, 2021
Book Page	29557/495
Instrument	202111031758

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	41 CARTER DR, HILTON, NY 14468-1067
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CARTER DR, HILTON, NY 14468-1067

Mortgage

Document Number	0000000481
Date	Nov 3, 2021
Book Page	29557/481
Instrument	202111031757

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 23, 2020
Property Address	41 CARTER DR, HILTON, NY 14468-1067
Document Number	0000000962
Book / Page	12300 / 548
Map Reference	LB 247 PG 100
Instrument Date	Jan 13, 2020
Instrument	202001230962
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 CARTER DR, 41, HILTON, NY 14468-1067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CARTER DR, HILTON, NY 14468-1067

Mortgage

Document Number	0000000963
Date	Jan 23, 2020
Instrument	202001230963

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	5-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2026 property tax bill for 41 Carter Dr was $6,678, down 2% from the year before.

Source: Monroe County and Parma Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Parma Town
Municipality	Hilton Village
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,678.00 (-1.95%)
2025	$6,811.00	$258,100 Land $34,200 Building $223,900	$263,400 Land $34,902 Building $228,498
2023		$152,800 (-) Land $34,200 Building $118,600	$215,200 (+14.1%) Land $48,166 Building $167,034
2022		$152,800 Land $34,200 Building $118,600	$188,600 Land $42,213 Building $146,387
2021	$6,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Carter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Carter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Greenlight Networks.

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