41 Cambridge Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 41 Cambridge Rd, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,351 sqft · built 1922
Lot Size0.294 acres (12,798 sqft)
Owner2 Individual Names on Record
Last Sale$941,976 (Oct 2021)
Tax Bill$32,010 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13-04311-0000-00002

Property Details

APN / Parcel Number

Primary APN13-04311-0000-00002
Alternative APN
  • 130431100002

Interior

Stories2 Stories
Building Area3,351 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Construction TypeFrame
Lot Area12,798 sqft (0.294 acres)
Lot Dimensions160 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130431100002
Street Address41 CAMBRIDGE RD
CityMONTCLAIR
StateNJ
Zip07042-5003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description80X160
Legal Block4311
Legal Lot Number2
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group2
Census Block2010
Census Tract16500

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jun 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Prior SaleJun 29, 2004 · Amount on Record
Deed Document Number2021125959
Record UpdatedSep 20, 2026

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateOct 19, 2021
Property Address41 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5003
Document Number2021125959
Instrument DateSep 30, 2021
Instrument2021125959
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,355.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1044 TAVISTOCK CIR, 1044, SAINT LOUIS, MO 63129-1916

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5003

Mortgage

Document Number2021125960
DateOct 19, 2021
Instrument2021125960
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address41 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5003
Document Number0000056752
Instrument DateJun 2, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 CAMBRIDGE RD MONTCLAIR NJ 070425003, MONTCLAIR, NJ 07042-5003

Mortgage

Document Number0000056752
DateJun 29, 2017
Instrument56752
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$925,600 (+1.67%) Land $364,000 Building $561,600$925,600 (+1.67%) Land $364,000 Building $561,600
2025$32,010.00 (+3.32%)$910,400 (-) Land $364,000 Building $546,400$910,400 (-) Land $364,000 Building $546,400
2024$30,980.00 (+3.5%)
2023$910,400 Land $364,000 Building $546,400$910,400 Land $364,000 Building $546,400
2022$29,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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