Warwick City property record for 41 Bruce Ln, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,097 sqft · built 1948 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Jun 2026) |
| Tax Bill | $6,821 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23400190000 |
| Primary APN | 23400190000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,097 sqft Living Area |
| Gross Area | 4,838 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 678 sqft |
| Unfinished Basement | 474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 142226 |
|---|---|
| Street Address | 41 BRUCE LN |
| City | WARWICK |
| State | RI |
| Zip | 02886-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A15 |
| Legal Block | 19 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 22201 |
41 Bruce Ln is owned by two individuals who bought it in June 2026.
Source: Warwick City records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 MAIN ST, 2, EAST GREENWICH, RI 02818-3860 |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 3, 2023 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Jan 13, 2021 | Deed of Trust, Mortgage · Balloon Mortgage NAVIGANT CREDIT UNION |
| Oct 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Jun 16, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 20267654 |
| Deed Book / Page | 10921 / 70 |
| Prior Transfer Date | Oct 22, 2020 |
| Prior Transfer Doc | 9651-127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 30, 2026 |
| Property Address | 41 BRUCE LN, WARWICK, RI 02886-9120 |
| Document Number | 0000007654 |
| Book / Page | 10921 / 70 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20267654 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 MAIN ST, 2, EAST GREENWICH, RI 02818-3860 |
| Date | Jun 30, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 3, 2023 |
| Property Address | 41 BRUCE LN, WARWICK, RI 02886-9120 |
| Document Number | 010302-208 |
| Book / Page | 10302 / 208 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 3075 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 BRUCE LN, WARWICK, RI 02886-9120 |
| Document Number | 0000003076 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 3076 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 41 BRUCE LN, WARWICK, RI 02886-9120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9723-86 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 9723/86 |
| Instrument | 751 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Oct 28, 2020 |
| Property Address | 41 BRUCE LN, WARWICK, RI 02886-9120 |
| Document Number | 9651-127 |
| Book / Page | 9651 / 127 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 16771 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 BRUCE LN, WARWICK, RI 02886-9120 |
| Document Number | 9651-130 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 9651/130 |
| Instrument | 16773 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 16, 2017 |
| Property Address | 41 BRUCE LN, WARWICK, RI 02886-9120 |
| Document Number | 8838-274 |
| Book / Page | 8838 / 274 |
| Instrument | 8520 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 88380276 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 08838/0276 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2047 |
The 2025 property tax bill for 41 Bruce Ln was $6,821.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,821.00 | $537,100 Land $152,500 Building $384,600 | |
| 2024 | $653,980 | ||
| 2023 | $7,139.00 (+11.97%) | $503,100 (+47.8%) Land $132,600 Building $370,500 | |
| 2022 | $6,376.00 | $340,400 Land $90,300 Building $250,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Bruce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Bruce Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures