41 Bross St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 41 Bross St, Cairo, NY 12413

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,624 sqft · built 1900
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Last Sale$312,000 (Sep 2024)
Tax Bill$4,556 (2025)
Deeds & MortgagesJul 2022 Refinance
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN518291-7338

Property Details

APN / Parcel Number

Primary APN518291-7338
Alternative APNs
  • 240010100500050100000000
  • 192400 101.05-5-10
  • 9470752

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,624 sqft Living Area
1st Floor Area860 sqft
2nd Floor Area764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialStucco
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Garage Area192 sqft

Exterior Amenities

PorchSlab
Porch Area288 sqft
Patio Area192 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number518291-7338
Street Address41 BROSS ST
CityCAIRO
StateNY
Zip12413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block5
Legal Lot Number10.000
JurisdictionGREENE NY
Township / Civil DivisionCAIRO
Census Block Group3
Census Block3015
Census Tract80502

Owner

Source: Greene County and Cairo Town assessment roll, APN 518291-7338, as of April 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address305 ROUTE 20B, EAST DURHAM, NY 12423-1561
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF GREENE COUNTY
Sep 30, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2024 · Amount on Record
Deed SaleSep 12, 2024 · Amount on Record
Prior SaleSep 30, 2020 · Amount on Record
Deed Document Number2024D2024-1975
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address41 BROSS ST, CAIRO, NY 12413
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M20222983
DateJul 15, 2022
InstrumentM2022-2983
Lender
NameBANK OF GREENE COUNTY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 01, 2032

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGREENE NY
Recording DateSep 30, 2020
Property Address41 BROSS ST, CAIRO, NY 12413
Document Number0000002044
Instrument DateSep 25, 2020
Instrument2044
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 ROUTE 31 ACRA NY 124051410, ACRA, NY 12405-1410

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll as of April 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionCairo Town
Unified School DistrictCairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,556.00$102,000 (-) Land $13,800 Building $88,200$291,400 (+16.27%) Land $39,425 Building $251,975
2023$102,000 (-) Land $13,800 Building $88,200$250,614 (+25.06%) Land $33,907 Building $216,707
2022$102,000 Land $13,800 Building $88,200$200,393 Land $27,112 Building $173,281

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greene County (36039C), as of June 2, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360390805023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1980–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 128 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable
5,000 / 5,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY1900025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAIRO WATER DISTRICT
serves 1,400 people
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2025
Lead3 ppb (2023–2025)
action level 15 ppb
Copper1.56 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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